Laura Jewett

Laura Jewett

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$365,000

($16,294 down)
VA

6432 Genevieve Trail S, Cottage Grove, MN 55016

3
3
1,966 sqft
PITI Monthly
$2,697.89 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,216 /mo
$2,407 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
FLEX SPACE
DECK
PATIO

Welcome to 6432 Genevieve Trail – a spacious, well-appointed townhome in the heart of Cottage Grove that checks all the boxes! This move-in-ready home offers 3 bedrooms, 3 bathrooms, and over 1,800 square feet of thoughtfully designed living space—perfect for comfortable living and effortless entertaining. The open-concept main level features a bright and inviting living room, a generous dining area, and a modern kitchen complete with stainless steel appliances, granite countertops, a center island, and plenty of prep space. Step right outside to your private patio—great for grilling or enjoying a quiet evening. Upstairs, the owner’s suite is a true retreat, offering a walk-in closet, a private en suite bath, and your very own covered deck—a rare and peaceful bonus space for morning coffee or winding down at the end of the day. Two additional bedrooms, a full bath, and a dedicated office/flex space provide plenty of room to live, work, and relax. The convenient upper-level laundry is just one more detail that makes this home easy to love. Additional features include an attached 2-car garage, updated finishes, and a low-maintenance lifestyle in a community that’s close to everything—parks, trails, shopping, dining, and quick access to Highway 61. Whether you're upsizing, downsizing, or buying your first home—this one is a must-see. Come experience 6432 Genevieve Trail—schedule your showing today!

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Assumption Snapshot

Type of Loan
VA
Interest Rate
6.34
Remaining Loan Term
28 years, 2 months
Monthly PITI
$2,697.89/mo
Estimated Loan Balance
$349,814
Cash to close
$16,294
Interest Paid
$41,010

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric, Family Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: High Pointe 2nd Add
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: New Concepts
  • HOA Amenities: Unknown
  • HOA Fee: $295
  • HOA Frequency: $Monthly
Location
  • Region: Cottage Grove

Financial Details

  • Price per Sqft: $185.66
  • Tax Annual Amount: $3988
  • On Market Date: 2025-03-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $16,294 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $16,294!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$348,706
Your Cash$16,294
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,216/mo
Traditional @ 7.5%
$2,497/mo
You save $282/month ($3,379/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6689542

Listing From: northstar

Last updated: 2025-04-01T17:11:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,216 /mo
$2,407 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $16,294 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $16,294!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$348,706
Your Cash$16,294
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,216/mo
Traditional @ 7.5%
$2,497/mo
You save $282/month ($3,379/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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