Laura Jewett

Laura Jewett

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Closed

$485,000

($179,434 down)
FHA

6422 S 26TH Lane, Phoenix, AZ 85041

5
3
2,973 sqft
PITI Monthly
$2,043.8 /mo

Listing courtesy of: Joshua Ryan Carpenter, eXp Realty

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,403 /mo
$2,280 /mo

What's Special

FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
BALCONY

This fantastic 5-bedroom home offers a full bedroom and bath downstairs on a coveted corner lot over .25 acre! You'll be delighted by the airy living room, boasting soaring ceilings, a neutral palette, clerestory windows for ample natural light, blinds, & a blend of soft carpet & tile flooring. The family room is perfect for intimate gatherings with loved ones. Kitchen, equipped with granite counters, crisp white cabinetry with crown moulding, SS appliances, a pantry, & an island. The main bedroom showcases vaulted ceilings, balcony access, an ensuite with dual sinks, & a walk-in closet. Venture out onto the balcony & enjoy the scenic views. The enchanting backyard features a covered patio, lush natural turf, a built-in BBQ, an outdoor fireplace, & a refreshing pool. Make this gem yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$2,043.8/mo
Estimated Loan Balance
$308,359
Cash to close
$179,434
Interest Paid
$41,045

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Exterior Fireplace
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: Richmond American Homes

Community & HOA

Community
  • Subdivision: ANDERSON FARMS
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Anderson Farms
  • HOA Amenities: Unknown
  • HOA Fee: $72.5
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $163.13
  • Tax Annual Amount: $2818
  • On Market Date: 2025-01-28T00:10:08.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $179,434 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $179,434!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$305,566
Your Cash$179,434
Total Purchase Price:$485,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,403/mo
Traditional @ 7.5%
$2,365/mo
You save $962/month ($11,540/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6811493

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-24T23:40:06.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,403 /mo
$2,280 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $179,434 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $179,434!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$305,566
Your Cash$179,434
Total Purchase Price:$485,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,403/mo
Traditional @ 7.5%
$2,365/mo
You save $962/month ($11,540/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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