Laura Jewett

Laura Jewett

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Pending

$490,000

($81,374 down)
FHA

641 Mansfield Drive, Patterson, CA 95363

3
2
1,912 sqft
PITI Monthly
$3,658.63 /mo

Listing courtesy of: Cole Lucido, eXp Realty of California Inc

Assumed Rate

6.71%
7.15%

Principal & Interest

$2,678 /mo
$2,800 /mo

What's Special

SPACIOUS
MOVE-IN READY
SOLAR PANELS

The Perfect Home, The Perfect Price Act Now! This is a must-see! What a masterpiece packed with upgrades, charm, and serious value. Originally off the market, it's back with a fresh opportunity for the right buyer who knows a great deal when they see it. Why 641 Mansfield Dr is the Best Buy on the Market Today: Unbeatable Value: Priced at $500,000 a rare opportunity for instant equity and high-end upgrades in a sought-after area. Fully Upgraded: With $65K in premium upgrades, solar panels (lease/buy) for energy savings, smart security cameras, and ceiling fans throughout, every corner of this home was designed for comfort and efficiency. Spacious & Versatile Layout: 3 large bedrooms, a dedicated office, plus an additional small room perfect as a gym, playroom, or creative space. Move-In Ready: Gorgeous landscaping in the front and backyards, fully finished for seamless enjoyment from day one. Unpack and start living the good life. This is the best deal in town, all the work has been done, all the comforts are here, and the value is undeniable. Whether you're a first-time buyer, investor, or someone looking for a hassle-free transition, this home offers everything you need and more.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.71
Remaining Loan Term
28 years, 4 months
Monthly PITI
$3,658.63/mo
Estimated Loan Balance
$409,407
Cash to close
$81,374
Interest Paid
$45,974

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: None
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: None
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Patterson

Financial Details

  • Price per Sqft: $256.28
  • Tax Annual Amount: $6125
  • On Market Date: 2024-03-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $81,374 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $81,374!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$408,626
Your Cash$81,374
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$2,678/mo
Traditional @ 7.5%
$2,801/mo
You save $123/month ($1,475/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81957330

Listing From:

Last updated: 2025-02-26T21:09:07.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.71%
7.15%

Principal & Interest

$2,678 /mo
$2,800 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $81,374 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $81,374!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$408,626
Your Cash$81,374
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$2,678/mo
Traditional @ 7.5%
$2,801/mo
You save $123/month ($1,475/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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