Laura Jewett

Laura Jewett

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Closed

$595,000

($162,746 down)
FHA

6413 Black Hills Avenue, Loveland, CO 80538

4
3
2,334 sqft
PITI Monthly
$3,428.74 /mo

Listing courtesy of: Stephanie Lane, RE/MAX Alliance-Loveland

Assumed Rate

5.52%
7.15%

Principal & Interest

$2,705 /mo
$3,211 /mo

What's Special

LOCATION
DECK
MOUNTAIN VIEWS

Your Dream home with mountain views & a walk-out basement! No metro taxes! Plus, solar will save you on your electric bill (Esp with electric bills increasing!) Doesn't get much better than this! Needing 4 bedrooms on one level, yep it's right here too! Don't forget to look out the windows and enjoy that view! Do you love to cook or entertain...super nice kitchen with brand new gas stove/oven, dishwasher, microwave and refrigerator with a nice island for everyone to gather. Work from home? This main floor office is awesome & has a built-in desks and shelves (there is also room for puppy beds underneath). Need room for toys? This 3 car garage is handy! Need more room to expand? Full unfinished walk-out basement with a hot tub just outside the door! Relax on the back covered deck and enjoy the view! This home has been well cared for! Convenient Northwest Loveland Location! Close to Walmart, car wash, restaurants, gas station and more!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.52
Remaining Loan Term
27 years, 4 months
Monthly PITI
$3,428.74/mo
Estimated Loan Balance
$463,404
Cash to close
$162,746
Interest Paid
$68,736

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Stone, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stone, Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Copper Ridge
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Copper Ridge
  • HOA Amenities: Unknown
  • HOA Fee: $500
  • HOA Frequency: $Annually
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $254.93
  • Tax Annual Amount: $2643
  • On Market Date: 2024-06-26T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $162,746 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $162,746!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$432,254
Your Cash$162,746
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$2,705/mo
Traditional @ 7.5%
$3,330/mo
You save $625/month ($7,504/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1013016

Listing From: recolorado

Last updated: 2024-10-28T17:21:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.52%
7.15%

Principal & Interest

$2,705 /mo
$3,211 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $162,746 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $162,746!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$432,254
Your Cash$162,746
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$2,705/mo
Traditional @ 7.5%
$3,330/mo
You save $625/month ($7,504/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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