Laura Jewett

Laura Jewett

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$480,000

($200,216 down)
FHA

64120 VAN HORN MOUNTAIN Street, Desert Hot Springs, CA 92240

3
3
1,907 sqft
PITI Monthly
$2,327.87 /mo

Listing courtesy of: Charles Banfield, Luca Realty Trust, Inc.

Assumed Rate

3.7%
7.15%

Principal & Interest

$1,440 /mo
$2,113 /mo

What's Special

GATED COMMUNITY
DINING
MOVE-IN READY
PLAYGROUND
SAFE

Home, sweet home! This move-in ready 3 bedroom, 3 bathroom home is nestled in a safe, quiet- gated community is a real find! There is a small park and children's playground directly across the street. Fairly deep backyard - large enough for a lap pool- with enough of a side yard for RV storage. Well appointed open kitchen/ dining/ living room. Contemporary style. Perfect starter home, ready for your offer!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.7
Remaining Loan Term
24 years, 9 months
Monthly PITI
$2,327.87/mo
Estimated Loan Balance
$280,932
Cash to close
$200,216
Interest Paid
$57,707

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Community, Gunite, InGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2017
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Mountain View Country Estates
  • Features: Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $120
  • HOA Frequency: $Monthly
Location
  • Region: Desert Hot Springs

Financial Details

  • Price per Sqft: $251.7
  • Tax Annual Amount: $6000
  • On Market Date: 2025-04-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $200,216 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $200,216!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.7% Sellers Rate
$279,784
Your Cash$200,216
Total Purchase Price:$480,000

Assumed vs Traditional Mortgage

Assumed @ 3.7%
$1,440/mo
Traditional @ 7.5%
$2,191/mo
You save $752/month ($9,019/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219127711PS

Listing From:

Last updated: 2025-04-03T12:31:16.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.7%
7.15%

Principal & Interest

$1,440 /mo
$2,113 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $200,216 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $200,216!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.7% Sellers Rate
$279,784
Your Cash$200,216
Total Purchase Price:$480,000

Assumed vs Traditional Mortgage

Assumed @ 3.7%
$1,440/mo
Traditional @ 7.5%
$2,191/mo
You save $752/month ($9,019/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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