Laura Jewett

Laura Jewett

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$1,024,900

($205,547 down)
FHA

640 Dimaio Way, Escondido, CA 92027

4
3
2,380 sqft
PITI Monthly
$6,371.31 /mo

Listing courtesy of: Willem De Ridder, Compass

Assumed Rate

4.48%
7.15%

Principal & Interest

$4,343 /mo
$5,803 /mo

What's Special

MODERN
LUXURY
GRANITE COUNTERTOPS
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
SOAKING TUB
PATIO
LANDSCAPED
IRRIGATION SYSTEM
MOUNTAIN VIEWS
EFFICIENT
SOLAR PANELS
NO HOA

This stunning 4-bedroom, 2.5-bath, 2,380 sq. ft. home is the perfect blend of elegance and efficiency. Thoughtfully designed for both entertaining and everyday living, it offers breathtaking mountain views, modern upgrades, and energy-saving features. The backyard is a private retreat with a covered patio, a Catalina Armstrong Luxury Spa featuring 37 jets, LED lighting, speakers, and ozone sanitation, and beautifully landscaped grounds with palm trees, fruit trees, and a programmable irrigation system. Inside, soaring vaulted ceilings and a double-sided fireplace create a warm and inviting atmosphere. Recent upgrades include Lifeproof vinyl plank flooring throughout and freshly painted interiors, including kitchen and bathroom cabinets. The gourmet kitchen features granite countertops and brand-new Samsung black stainless appliances, including a smart refrigerator with Alexa and Google integration, an ultra-quiet dishwasher, and an electric range with air fry. The oversized primary suite offers spectacular mountain views, a spa-like bathroom with a large walk-in shower, a soaking tub, and an expansive walk-in closet. This energy-efficient home is powered by 37 owned Tesla solar panels (13kW), an 80 Amp Level 2 EV charger, an on-demand Rheem water heater, and a natural gas generator with a transfer switch. Smart home integration includes a Google Nest Thermostat, Nest Video, and an ADT Security System. Additional highlights include paved and fenced RV/trailer parking, an oversized three-car garage with an upgraded electrical sub-panel, and no HOA or Mello Roos fees.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.48
Remaining Loan Term
27 years, 2 months
Monthly PITI
$6,371.31/mo
Estimated Loan Balance
$821,907
Cash to close
$205,547
Interest Paid
$106,579

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2008
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Southeast Escondido
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $430.63
  • Tax Annual Amount: $12811.2
  • On Market Date: 2025-03-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $205,547 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $205,547!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$819,353
Your Cash$205,547
Total Purchase Price:$1,024,900

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$4,343/mo
Traditional @ 7.5%
$6,019/mo
You save $1,676/month ($20,113/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250020977SD

Listing From:

Last updated: 2025-03-27T20:33:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.48%
7.15%

Principal & Interest

$4,343 /mo
$5,803 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $205,547 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $205,547!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$819,353
Your Cash$205,547
Total Purchase Price:$1,024,900

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$4,343/mo
Traditional @ 7.5%
$6,019/mo
You save $1,676/month ($20,113/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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