Laura Jewett

Laura Jewett

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$2,299,000

($1,054,350 down)
FHA

6405 Vista Pacifica, Rancho Palos Verdes, CA 90275

4
4
3,556 sqft
PITI Monthly
$9,070.96 /mo

Listing courtesy of: Travares Parker, Keller Williams Realty

Assumed Rate

2.62%
7.15%

Principal & Interest

$5,375 /mo
$9,044 /mo

What's Special

SERENE
ENTERTAINMENT
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
MASTER SUITE
WET BAR
TENNIS COURTS
HISTORIC
CHARMING

Experience the breathtaking beauty of this elegantly updated 4-bedroom, 3.5-bath home, where stunning views of Catalina Island and the Pacific Ocean envelop you in tranquility. 3,556 square feet and located just moments from the luxurious Terranea Resort, this residence seamlessly blends sophistication with comfort. The bright, inviting living spaces are enhanced by soaring ceilings with skylights and three charming fireplaces that add warmth and character. One bedroom currently being used as an office, includes a state-of-the-art elevator, installed in 2021 and offers effortless access from the garage to the office upstairs. The gourmet kitchen, adorned with stainless steel appliances and granite countertops, flows gracefully into the family room, complete with a wet bar and wine fridge for delightful entertaining. The expansive master suite is a true retreat, featuring dual closets, sinks, and water closets, alongside versatile spaces that include an office and a lower-level suite perfect for guests or family. Outside, a serene flat backyard lined with fruit trees invites relaxation and gatherings. With a three-car garage, ample storage, and access to community amenities such as pools, a spa, a basketball court, and tennis courts, this exquisite property harmonizes luxury with practicality, creating an ideal sanctuary for both leisure and entertainment. Certified and fully insured Natural Hazard Disclosure reports state that this property and neighborhood is Not within the historical Palos Verdes landslide zone.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.62
Remaining Loan Term
26 years, 9 months
Monthly PITI
$9,070.96/mo
Estimated Loan Balance
$1,249,950
Cash to close
$1,054,350
Interest Paid
$109,941

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir, Dual, EnergyStarQualifiedEquipment, Gas
  • Heating: Central
Features
  • Materials: Adobe, Drywall, Concrete, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas, GasStarter, LivingRoom, PrimaryBedroom, WoodBurning
  • Flooring: Laminate, Wood

Exterior

Fencing
  • Fencing: Stone
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, SaltWater, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Custom, Modern, Spanish
Materials
  • Adobe, Drywall, Concrete, Stucco
  • Roof: SpanishTile
Condition
  • Year Built: 1984
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: DogPark, Hiking, Mountainous, StormDrains, Suburban, Sidewalks, WaterSports, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Vista Pacifica
  • HOA Amenities: Unknown
  • HOA Fee: $445
  • HOA Frequency: $Monthly
Location
  • Region: Rancho Palos Verdes

Financial Details

  • Price per Sqft: $646.51
  • Tax Annual Amount: $28737.5
  • On Market Date: 2025-01-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $1,054,350 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $1,054,350!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.62% Sellers Rate
$1,244,650
Your Cash$1,054,350
Total Purchase Price:$2,299,000

Assumed vs Traditional Mortgage

Assumed @ 2.62%
$5,375/mo
Traditional @ 7.5%
$9,381/mo
You save $4,006/month ($48,075/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SB25012121

Listing From:

Last updated: 2025-04-03T06:17:04.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.62%
7.15%

Principal & Interest

$5,375 /mo
$9,044 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,054,350 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $1,054,350!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.62% Sellers Rate
$1,244,650
Your Cash$1,054,350
Total Purchase Price:$2,299,000

Assumed vs Traditional Mortgage

Assumed @ 2.62%
$5,375/mo
Traditional @ 7.5%
$9,381/mo
You save $4,006/month ($48,075/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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