Laura Jewett

Laura Jewett

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Under Contract

$540,000

($56,752 down)
FHA

6374 Upham Street, Arvada, CO 80003

3
2
1,605 sqft
PITI Monthly
$3,802.04 /mo

Listing courtesy of: Diane Howe, eXp Realty, LLC

Assumed Rate

6.11%
7.15%

Principal & Interest

$3,020 /mo
$3,362 /mo

What's Special

FRESH PAINT
SPACIOUS
FIREPLACE
FINISHED BASEMENT
MATURE TREES
COZY

Welcome to this inviting 3-bedroom, 2-bath tri-level home in the heart of Arvada! Offering a spacious layout with two living areas, three levels of comfortable living space, and a partially finished basement, this home provides abundant room for both relaxation and entertaining. Nestled on a rare and expansive 0.30-acre corner lot with mature trees, the outdoor space is perfect for gatherings, gardening, or simply enjoying the tranquility of your private yard. Plus, the side gate offers convenient access for RV parking, a coveted feature! Inside, you'll find a cozy wood burning fireplace, a newer furnace, fresh paint, and new sliding glass doors that bring in natural light. The home also includes a 2-car attached garage for added convenience. Ideally located just a 5-minute drive from Olde Town Arvada, 10 minutes from I-70, and close to grocery stores, shops, and light rail access, this property offers both comfort and exceptional convenience. This is truly an ideal place to call home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.11
Remaining Loan Term
27 years, 7 months
Monthly PITI
$3,802.04/mo
Estimated Loan Balance
$484,358
Cash to close
$56,752
Interest Paid
$72,455

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Evaporative Cooling
  • Heating: Forced Air
Features
  • Materials: Brick, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Wood Burning
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Brick, Frame
  • Roof: Composition
Condition
  • Year Built: 1958
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Wadsworth Heights
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Arvada

Financial Details

  • Price per Sqft: $336.45
  • Tax Annual Amount: $3154
  • On Market Date: 2025-02-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $56,752 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $56,752!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.11% Sellers Rate
$483,248
Your Cash$56,752
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 6.11%
$3,020/mo
Traditional @ 7.5%
$3,488/mo
You save $468/month ($5,612/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC4720883

Listing From: recolorado

Last updated: 2025-03-24T19:13:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.11%
7.15%

Principal & Interest

$3,020 /mo
$3,362 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $56,752 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $56,752!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.11% Sellers Rate
$483,248
Your Cash$56,752
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 6.11%
$3,020/mo
Traditional @ 7.5%
$3,488/mo
You save $468/month ($5,612/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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