Laura Jewett

Laura Jewett

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Closed

$435,000

($85,344 down)
FHA

6354 W RAYMOND Street, Phoenix, AZ 85043

5
3
1,939 sqft
PITI Monthly
$2,123.34 /mo

Listing courtesy of: Monica Gomez-Murrieta, Equity Realty Group, LLC

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,547 /mo
$2,529 /mo

What's Special

SPACIOUS
WALK-IN CLOSET
OUTDOOR LIVING SPACE
PATIO

Fantastic home in the Village at Estrella is a must-see! Providing 5 beds, 3 baths, 2-car garage, & a low-care landscape. Inviting interior showcases abundant natural light, neutral paint, recessed lighting, & tile flooring w/plush carpet in bedrooms. If entertaining is on your mind, you'll surely love the perfectly flowing open layout! The impressive kitchen boasts SS appliances, quartz counters, ample wood cabinetry, a pantry, and a peninsula w/breakfast bar. Double-door main bedroom features a spotless ensuite with dual sinks & a walk-in closet. One other bedroom has access to the Jack & Jill bathroom. Discover the spacious backyard, where relaxation meets design! It offers a firepit, covered patio, & well-laid pavers for a great outdoor living space. NO neighbors behind! Welcome home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.84
Remaining Loan Term
26 years, 6 months
Monthly PITI
$2,123.34/mo
Estimated Loan Balance
$350,373
Cash to close
$85,344
Interest Paid
$35,830

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Fire Pit, None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: Lennar

Community & HOA

Community
  • Subdivision: VILLAGE AT ESTRELLA
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Village at Estrella
  • HOA Amenities: Unknown
  • HOA Fee: $87
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $224.34
  • Tax Annual Amount: $2049
  • On Market Date: 2024-10-04T06:20:02.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $85,344 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $85,344!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$349,656
Your Cash$85,344
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,547/mo
Traditional @ 7.5%
$2,623/mo
You save $1,077/month ($12,921/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6766336

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-12-07T09:09:30.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,547 /mo
$2,529 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $85,344 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $85,344!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$349,656
Your Cash$85,344
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,547/mo
Traditional @ 7.5%
$2,623/mo
You save $1,077/month ($12,921/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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