Laura Jewett

Laura Jewett

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Closed

$530,000

($331,297 down)
FHA

6324 Urban Street, Arvada, CO 80004

4
2
2,470 sqft
PITI Monthly
$1,852.98 /mo

Listing courtesy of: Rhonda Haglund, Keller Williams Advantage Realty LLC

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,139 /mo
$1,688 /mo

What's Special

LOCATION
DINING
LUXURY
FIREPLACE
PATIO
SPRINKLER SYSTEM

Great opportunity to own a brick ranch home with 4 bedrooms and 2 baths on a corner lot in Arvada! With some paint and a little work you can make this your dream home and benefit from the sweat equity! The kitchen features a large island, plenty of white cabinets with pantry, quartz countertops, and newer appliances (2019) including a SMART Dishwasher. Hardwood flooring runs throughout the kitchen, living/dining room and the oversized primary bedroom and secondary bedroom on the main level. The baths have been updated to include new vanity, shower heads, faucets and toilets. There is also a family room with gas fireplace that finishes the main level and provides access to the patio and private, fenced backyard. The basement has luxury vinyl plank flooring and features a large family room, two additional bedrooms, 3/4 bathroom, separate storage area and a large laundry room. The home has many upgrades and improvements including both central air and evaporative cooler (2021), upgraded electrical with recessed lighting and additional outlets in many rooms, Instant hot water at Kitchen sink, radon mitigation system, sewer liner installed (2019), new garage door opener (2018), garage heater, sprinkler system and controller with ability to add drip irrigation in backyard (2021). Please see the Amenities and Improvements Sheet in Supplements for all of the details. Seller is also offering a 5-year Roof Certificate. There is additional RV parking on the side. Property is being sold AS-IS. Great location within walking distance to retail and restaurants and is an easy drive to Denver, Boulder and to the mountains!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
25 years, 0 months
Monthly PITI
$1,852.98/mo
Estimated Loan Balance
$230,486
Cash to close
$331,297
Interest Paid
$43,050

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Evaporative Cooling
  • Heating: Natural Gas
Features
  • Materials: Brick
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas
  • Flooring: Carpet, Tile, Vinyl, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Brick
  • Roof: Composition
Condition
  • Year Built: 1968
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Allendale
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Arvada

Financial Details

  • Price per Sqft: $214.57
  • Tax Annual Amount: $4444.42
  • On Market Date: 2024-06-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $331,297 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $331,297!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$198,703
Your Cash:$331,297
Total Purchase Price:$530,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,139/mo
Traditional @ 7.5%
$1,751/mo
You save $612/month ($7,341/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2803733

Listing From: recolorado

Last updated: 2024-10-01T18:06:46.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,139 /mo
$1,688 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $331,297 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $331,297!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$198,703
Your Cash:$331,297
Total Purchase Price:$530,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,139/mo
Traditional @ 7.5%
$1,751/mo
You save $612/month ($7,341/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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