Laura Jewett

Laura Jewett

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Closed

$699,900

($262,456 down)
VA

631 Rosalie Way, El Cajon, CA 92019

3
2
1,316 sqft
PITI Monthly
$1,950.06 /mo

Listing courtesy of: Lynette Shaw, Pacific Coast Services Realty

Assumed Rate

2.18%
7.15%

Principal & Interest

$1,783 /mo
$3,181 /mo

What's Special

REMODELED
PATIO
FENCED YARD

Country Living, City Close, Homes sits on a hill, secluded, multiple mature shade trees! Oversized Outbuilding/Barn/Shed for all of your needs! Two parcels included. This wonderful, single story, view home offers 3 bedrooms, 2 baths, .66 acres, 2 car attached garage, central heat and air, newer roof, remodeled kitchen with custom wood countertops, dual pane windows, and a new water heater. The home has easy to maintain, laminate flooring throughout. The back yard is terraced and perfect for the gardener in you! Relaxing covered rear patio area. Fenced yard for pets. Plenty of parking on the property. Solar is onsite so your utilities are less than those without! Range/Microwave and Dishwasher included. Enjoy the country living! (Solar lease to be assumed by buyer) -Some photos are Virtually Staged with furnishings

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.18
Remaining Loan Term
26 years, 8 months
Monthly PITI
$1,950.06/mo
Estimated Loan Balance
$438,431
Cash to close
$262,456
Interest Paid
$32,876

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1971
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Hiking, HorseTrails
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $531.84
  • Tax Annual Amount: $
  • On Market Date: 2024-10-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $262,456 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $262,456!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.18% Sellers Rate
$437,444
Your Cash$262,456
Total Purchase Price:$699,900

Assumed vs Traditional Mortgage

Assumed @ 2.18%
$1,783/mo
Traditional @ 7.5%
$3,299/mo
You save $1,516/month ($18,192/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2406597

Listing From:

Last updated: 2024-12-19T19:21:20.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.18%
7.15%

Principal & Interest

$1,783 /mo
$3,181 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $262,456 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $262,456!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.18% Sellers Rate
$437,444
Your Cash$262,456
Total Purchase Price:$699,900

Assumed vs Traditional Mortgage

Assumed @ 2.18%
$1,783/mo
Traditional @ 7.5%
$3,299/mo
You save $1,516/month ($18,192/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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