Laura Jewett

Laura Jewett

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$650,000

($454,763 down)
VA

6312 Sea Gull Circle, Loveland, CO 80538

3
3
2,062 sqft
PITI Monthly
$1,434.74 /mo

Listing courtesy of: Amilyn Stange, C3 Real Estate Solutions, LLC

Assumed Rate

3.23%
7.15%

Principal & Interest

$941 /mo
$1,464 /mo

What's Special

SERENE
SHOPPING
DINING
FIREPLACE
FINISHED BASEMENT
DECK
WALKING TRAILS
WATERFRONT
COZY

Only home currently listed in Loveland with motorized lake access under $1M! Nestled in the vibrant Waterfront Community with access to the private community boat ramp to Boyd Lake, this beautiful home is ready for its new owner! The primary bedroom is conveniently located on the main floor, along with an office, dining room, and an open kitchen and living area with soaring ceilings and cozy fireplace. Upstairs, you'll find two additional bedrooms connected by a Jack and Jill bathroom. The unfinished basement provides ample storage and potential for future expansion. This home boasts over 2,000 finished square feet and 3,500 total square feet! Enjoy your backyard year-round with a deck, organic garden, and views of open space. Just down the street is the community park and the beach park, featuring a swim dock, sand volleyball court, picnic area, and watercraft storage-just some of the amenities that set this community apart. The neighborhood also hosts regular gatherings with food trucks, concerts, and events in the park! Serene walking trails and abundant wildlife are plentiful. Conveniently located close to I-25, Centerra, Loveland, and Fort Collins, you'll have easy access to shopping, recreation, and healthcare needs, with just a one-hour drive to Rocky Mountain National Park. The home features a low HOA and Metro, a brand-new hot water heater and sump pump, newer A/C, and hardwood flooring. It has been well maintained, pre-inspected, and comes with a one-year roof certification and a one-year home warranty for peace of mind!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.23
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,434.74/mo
Estimated Loan Balance
$196,065
Cash to close
$454,763
Interest Paid
$31,125

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Vinyl, Wood

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Waterfront
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Waterfront North HOA
  • HOA Amenities: Unknown
  • HOA Fee: $300
  • HOA Frequency: $Quarterly
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $315.23
  • Tax Annual Amount: $3922
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $454,763 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $454,763!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$195,237
Your Cash:$454,763
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$941/mo
Traditional @ 7.5%
$1,519/mo
You save $578/month ($6,933/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1028930

Listing From: recolorado

Last updated: 2025-03-30T18:05:25.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$941 /mo
$1,464 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $454,763 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $454,763!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$195,237
Your Cash:$454,763
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$941/mo
Traditional @ 7.5%
$1,519/mo
You save $578/month ($6,933/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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