Laura Jewett

Laura Jewett

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Closed

$430,000

($173,266 down)
FHA

6307 La Mirada Way, Riverside, CA 92504

4
2
1,312 sqft
PITI Monthly
$1,850.84 /mo

Listing courtesy of: SAM OTHMAN, KELLER WILLIAMS RIVERSIDE CENT

Assumed Rate

4.83%
7.15%

Principal & Interest

$1,499 /mo
$1,923 /mo

What's Special

SPACIOUS
PRIVATE BACKYARD
COMMUNITY POOL

This unique single-story corner unit townhome has high ceilings and an excellent layout. It offers a unique opportunity to upgrade and customize to your liking. Enjoy the privacy of only one shared wall and a larger, private backyard. Both bathrooms have been updated, and the unit features plenty of storage with indoor Laundry. The HOA covers all water costs and includes access to a community pool. The unit features a 2-car garage and convenient guest parking right next to it. Please feel free to call for additional information about this spacious townhome with single-family vibes.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.83
Remaining Loan Term
23 years, 8 months
Monthly PITI
$1,850.84/mo
Estimated Loan Balance
$363,816
Cash to close
$173,266
Interest Paid
$82,621

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Asphalt, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, InGround, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Townhouse
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Asphalt, Shingle
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Plaza West Townhome Owners Association
  • HOA Amenities: Unknown
  • HOA Fee: $291
  • HOA Frequency: $Monthly
Location
  • Region: Riverside

Financial Details

  • Price per Sqft: $327.74
  • Tax Annual Amount: $
  • On Market Date: 2024-07-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $173,266 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $173,266!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.83% Sellers Rate
$256,734
Your Cash$173,266
Total Purchase Price:$430,000

Assumed vs Traditional Mortgage

Assumed @ 4.83%
$1,499/mo
Traditional @ 7.5%
$1,995/mo
You save $496/month ($5,949/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV24147844

Listing From:

Last updated: 2024-09-03T19:10:39.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.83%
7.15%

Principal & Interest

$1,499 /mo
$1,923 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $173,266 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $173,266!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.83% Sellers Rate
$256,734
Your Cash$173,266
Total Purchase Price:$430,000

Assumed vs Traditional Mortgage

Assumed @ 4.83%
$1,499/mo
Traditional @ 7.5%
$1,995/mo
You save $496/month ($5,949/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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