Laura Jewett

Laura Jewett

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Closed

$520,000

($310,705 down)
FHA

626 4th Street, Frederick, CO 80530

4
3
2,523 sqft
PITI Monthly
$1,837.81 /mo

Listing courtesy of: Wisdom Real Estate, Wisdom Real Estate

Assumed Rate

3.98%
7.15%

Principal & Interest

$1,221 /mo
$1,731 /mo

What's Special

LOCATION
DINING
SPACIOUS
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
FINISHED BASEMENT
HOME OFFICE
PATIO
PLAYGROUND
COZY

Welcome to this well maintained, ranch-style home in the heart of Frederick! Located just twenty miles north of the Mile High City, this home offers a central location with easy access to Denver and the northern metropolitan areas while maintaining its small-town charm. This home offers 4 bedrooms, 3 bathrooms and has many great highlights you won't want to miss. The main floor features an inviting open floor plan with luxury vinyl plank flooring, living room with cozy gas fireplace, and kitchen with granite countertops, stainless steel appliances, and ample cabinet space. The spacious primary bedroom has an oversized closet and an en-suite bathroom with another additional closet for storage. Two good-sized bedrooms and another full bathroom completes the main floor layout. Downstairs, the finished basement has egress windows and provides additional living space with a family room, an extra bedroom, a 3/4 bathroom, and a versatile bonus area, perfect for a home office, gym, or playroom. The fenced-in backyard and patio are perfect for al fresco dining and raised garden beds for your green thumb. Attached 2-car garage for vehicles and storage space. Located near Centennial Park with playgrounds, picnic tables, large open-use fields, and a fitness loop. Additionally, you are within walking distance to downtown Frederick with many great restaurants ~ Peel's Handcrafted Pizza, Gabe's Cafe, Georgia Boys BBQ, and more. Carbon Valley Recreation Center, which features pools, gymnasium, and a variety of adult and youth programs and Frederick Elementary School are both also just a short walk away, making this an ideal location for anyone with young children. Embrace the small-town feel while enjoying easy access to surrounding urban amenities. Schedule a showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.98
Remaining Loan Term
20 years, 4 months
Monthly PITI
$1,837.81/mo
Estimated Loan Balance
$209,819
Cash to close
$310,705
Interest Paid
$89,261

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Brick, Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick, Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1995
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Maplewood
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Frederick

Financial Details

  • Price per Sqft: $206.1
  • Tax Annual Amount: $3229
  • On Market Date: 2024-05-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $310,705 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $310,705!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.98% Sellers Rate
$209,295
Your Cash:$310,705
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 3.98%
$1,221/mo
Traditional @ 7.5%
$1,795/mo
You save $575/month ($6,898/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3981751

Listing From: recolorado

Last updated: 2024-10-01T18:06:14.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.98%
7.15%

Principal & Interest

$1,221 /mo
$1,731 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $310,705 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $310,705!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.98% Sellers Rate
$209,295
Your Cash:$310,705
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 3.98%
$1,221/mo
Traditional @ 7.5%
$1,795/mo
You save $575/month ($6,898/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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