Laura Jewett

Laura Jewett

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Closed

$295,000

($110,170 down)
FHA

6266 E DES MOINES Street, Mesa, AZ 85205

2
2
1,051 sqft
PITI Monthly
$1,292.17 /mo

Listing courtesy of: Michael Smith, Real Broker

Assumed Rate

3.72%
7.15%

Principal & Interest

$929 /mo
$1,360 /mo

What's Special

LANDSCAPED
CHARMING
COZY
SOLAR PANELS

Welcome to your cozy oasis in the Dreamland Villa subdivision. This charming 2-bedroom+Den, 2-bathroom home features new vinyl double insulated windows and insulated storm doors for added comfort. Step inside to discover a welcoming ambiance, with an inviting living area that flows seamlessly into the well-appointed kitchen. The Arizona room provides a tranquil space to unwind, and the backyard is beautifully landscaped with low-maintenance rock. Notable upgrades include an electric hot water heater installed in 2020, fixed drain lines, new intake vents, cleaned/sealed HVAC ducts, blown-in attic insulation, solar panels with updated electrical service panels, and a new washer & dryer (2020).Solar payments & SRP usage are in docs tab.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.72
Remaining Loan Term
24 years, 10 months
Monthly PITI
$1,292.17/mo
Estimated Loan Balance
$199,019
Cash to close
$110,170
Interest Paid
$36,785

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Septic Tank
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Block
  • Roof: Composition
Condition
  • Year Built: 1970
Details
  • Builder: N/A

Community & HOA

Community
  • Subdivision: DREAMLAND VILLA 12
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Mesa

Financial Details

  • Price per Sqft: $280.69
  • Tax Annual Amount: $850
  • On Market Date: 2024-07-04T07:27:32.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $110,170 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $110,170!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.72% Sellers Rate
$184,830
Your Cash$110,170
Total Purchase Price:$295,000

Assumed vs Traditional Mortgage

Assumed @ 3.72%
$929/mo
Traditional @ 7.5%
$1,410/mo
You save $481/month ($5,777/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6679932

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-10T20:41:45.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.72%
7.15%

Principal & Interest

$929 /mo
$1,360 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $110,170 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $110,170!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.72% Sellers Rate
$184,830
Your Cash$110,170
Total Purchase Price:$295,000

Assumed vs Traditional Mortgage

Assumed @ 3.72%
$929/mo
Traditional @ 7.5%
$1,410/mo
You save $481/month ($5,777/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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