Laura Jewett

Laura Jewett

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Pending

$360,000

($264,777 down)
FHA

621 W Avenue J10, Lancaster, CA 93534

3
2
1,168 sqft
PITI Monthly
$1,254.73 /mo

Listing courtesy of: Dulce Vazquez, Luxury Collective

Assumed Rate

4.43%
7.15%

Principal & Interest

$617 /mo
$829 /mo

What's Special

INVESTORS
SHOPPING
DINING
SPACIOUS
HARDWOOD FLOORS
FIREPLACE
WALK-IN CLOSET
COZY

This lovely 3-bedroom, 2-bathroom home offers just under 1,200 sq. ft. of living space on a spacious 7,200 sq. ft. lot. The main bedroom features its own private bathroom and walk-in closet, while the spacious living room boasts a cozy fireplace and an open dining area. Throughout the home, you'll find beautiful hardwood floors, ceiling fans in all bedrooms, and a kitchen with ample cabinet space. The backyard provides flexibility—keep the existing sheds for extra storage or remove them to create space for a pool or home expansion. Additional highlights include central AC & heat, a 2-car attached garage with washer/dryer connections, and low-maintenance landscaping. Conveniently located near schools, shopping centers, and freeways, this home is a great opportunity for first-time buyers or investors. Don’t miss out on this gem!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.43
Remaining Loan Term
19 years, 0 months
Monthly PITI
$1,254.73/mo
Estimated Loan Balance
$95,751
Cash to close
$264,777
Interest Paid
$53,638

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco, WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Brick
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco, WoodSiding
  • Roof: Shingle
Condition
  • Year Built: 1957
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $308.22
  • Tax Annual Amount: $4500
  • On Market Date: 2025-02-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $264,777 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $264,777!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.43% Sellers Rate
$95,223
Your Cash:$264,777
Total Purchase Price:$360,000

Assumed vs Traditional Mortgage

Assumed @ 4.43%
$617/mo
Traditional @ 7.5%
$860/mo
You save $243/month ($2,917/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25040429

Listing From:

Last updated: 2025-04-02T20:48:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.43%
7.15%

Principal & Interest

$617 /mo
$829 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $264,777 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $264,777!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.43% Sellers Rate
$95,223
Your Cash:$264,777
Total Purchase Price:$360,000

Assumed vs Traditional Mortgage

Assumed @ 4.43%
$617/mo
Traditional @ 7.5%
$860/mo
You save $243/month ($2,917/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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