Laura Jewett

Laura Jewett

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$520,000

($149,853 down)
FHA

6211 Umbra Road, Banning, CA 92220

3
3
1,794 sqft
PITI Monthly
$2,744.77 /mo

Listing courtesy of: Jennifer Mitchell, REDFIN

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,757 /mo
$2,660 /mo

What's Special

OPEN CONCEPT
DESIRED
LUXURY
PATIO
COMMUNITY POOL
WALKING TRAILS
CHARMING

Charming 3-bedroom, 2.5-bath home nestled in the highly desired Atwell Community! This practically brand new property features fully PAID OFF solar and a whole-house water filtration system. Step inside this well kept home to newly upgraded luxury vinyl plank flooring and an open concept kitchen that flows right into the living room, perfect for entertaining. Outside features a HUGE backyard facing the mountains with no rear neighbors! A new Alumawood patio cover with ceiling fans was also installed. This community has access to HOA amenities, including a community pool, spa, walking trails, and more. This home is a must-see!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$2,744.77/mo
Estimated Loan Balance
$375,623
Cash to close
$149,853
Interest Paid
$40,655

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: GoodCondition, Vinyl
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Hiking, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Atwell Association
  • HOA Amenities: Unknown
  • HOA Fee: $202
  • HOA Frequency: $Monthly
Location
  • Region: Banning

Financial Details

  • Price per Sqft: $289.86
  • Tax Annual Amount: $6500
  • On Market Date: 2025-03-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $149,853 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $149,853!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$370,147
Your Cash$149,853
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,757/mo
Traditional @ 7.5%
$2,759/mo
You save $1,002/month ($12,019/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25043890

Listing From:

Last updated: 2025-03-16T21:43:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,757 /mo
$2,660 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $149,853 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $149,853!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$370,147
Your Cash$149,853
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,757/mo
Traditional @ 7.5%
$2,759/mo
You save $1,002/month ($12,019/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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