Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$325,000

($65,321 down)
FHA

61827 Mountain View Circle, Joshua Tree, CA 92252

2
2
896 sqft
PITI Monthly
$1,989.51 /mo

Listing courtesy of: Sean Dittmer, C & S Real Estate, Inc.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,296 /mo
$1,956 /mo

What's Special

INVESTORS
LOCATION
SERENE
MINUTES AWAY
SPACIOUS
MODERN
VAULTED CEILINGS
PATIO

Gorgeous 2-Bed, 2-Bath Permitted Short-Term Rental with large Bonus Room & FHA Assumable 3.1% Loan!(Buyer must qualify to assume) .This stunning 896 sqft home + approx 400 sqft bonus room is a rare find! Not only does it offer a low FHA assumable 3.1% loan, but it’s also a fully permitted short-term rental, making it a fantastic opportunity for investors or those looking for a stylish desert retreat. The location of this home is amazing, only a quick drive down the road to all of downtown JT restaurants and shops and only eight minutes away from the entrance of the Joshua Tree National Park! As you arrive, you’ll be greeted by mature desert landscaping, including beautiful Joshua Trees, creating a serene and inviting atmosphere. Step inside to find an open-concept floor plan with polished concrete floors that flow seamlessly throughout the home, adding a sleek and modern touch. The spacious kitchen is the centerpiece of the home, featuring a large island, ample cabinetry for storage, and plenty of counter space—perfect for cooking and entertaining. The bonus room serves as an expansive living area, complete with vaulted ceilings, a large bank of windows offering natural light and patio views, and its own bathroom with a stylish walk-in shower and direct access to the side yard, where the jacuzzi is located. Both bedrooms are generously sized, with one featuring built-in storage and direct sliding door access to the jacuzzi area. The back yard is completely fenced with privacy fencing allowing you to fully enjoy the beautiful patio area. Whether you’re looking to continue operating this home as a successful short-term rental or make it your primary residence, the possibilities are endless! Don’t miss this incredible opportunity—schedule your showing today before it’s gone!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.47
Remaining Loan Term
25 years, 0 months
Monthly PITI
$1,989.51/mo
Estimated Loan Balance
$260,764
Cash to close
$65,321
Interest Paid
$47,773

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: EvaporativeCooling, WallWindowUnits
  • Heating: WallFurnace
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Concrete

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1964
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Hiking, NearNationalForest
HOA
  • Has HOA: No
Location
  • Region: Joshua Tree

Financial Details

  • Price per Sqft: $362.72
  • Tax Annual Amount: $4062.5
  • On Market Date: 2025-03-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $65,321 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $65,321!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$259,679
Your Cash$65,321
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,296/mo
Traditional @ 7.5%
$2,029/mo
You save $733/month ($8,801/year)

*Secondary financing rates are an estimated value based on input

MLS ID: JT25054738

Listing From:

Last updated: 2025-03-13T18:32:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,296 /mo
$1,956 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $65,321 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $65,321!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$259,679
Your Cash$65,321
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,296/mo
Traditional @ 7.5%
$2,029/mo
You save $733/month ($8,801/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.