Laura Jewett

Laura Jewett

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$585,500

($65,987 down)
FHA

6180 Cedar Avenue, Angelus Oaks, CA 92305

4
3
2,821 sqft
PITI Monthly
$3,640.07 /mo

Listing courtesy of: CERISE JENNINGS-SKEEN, Berkshire Hathaway Homeservices California Realty

Assumed Rate

3.45%
7.15%

Principal & Interest

$2,471 /mo
$3,740 /mo

What's Special

SERENE
DINING
SPACIOUS
MOVE-IN READY
BREAKFAST NOOK
DECK
COZY

ASSUMABLE LOW INTEREST RATE LOAN! Embrace the tranquil lifestyle you’ve always dreamed of, nestled in the breathtaking hills of Angelus Oaks with PANORAMIC VIEWS! This stunning property is a quick yet scenic drive from Redlands, offering the perfect balance of seclusion and convenience. Welcome to 6180 Cedar Avenue – a true gem in the heart of picturesque Angelus Oaks, CA. Thoughtfully designed for both relaxation and entertaining, this home offers a flow between spacious, inviting living areas. A Chef's Dream Kitchen awaits, making meal preparation a delight. Indulge in the comfort of your surroundings with multiple dining options: enjoy a meal with awe-inspiring views of the lush hills and trees from your elegant dining room, cozy breakfast nook, or one of the two expansive decks that bring the natural beauty of the outdoors right to your doorstep. Relax and unwind as you take in the tranquil sounds of nature and birdsong from the private decks or retreat to the serene main bedroom, designed with your comfort in mind. With a freshly painted exterior and the added bonus of ALL FURNITURE INCLUDED, this home is move-in ready. The thoughtful inclusions continue with a snowblower, back-up generator, and plenty of under-home storage to accommodate all your needs. Whether you’re seeking a peaceful sanctuary or a perfect place to entertain, this home provides the ideal setting to live your best life surrounded by nature’s beauty.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$3,640.07/mo
Estimated Loan Balance
$520,488
Cash to close
$65,987
Interest Paid
$57,167

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, PrimaryBedroom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Private
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Custom
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Hiking, Mountainous
HOA
  • Has HOA: No
Location
  • Region: Angelus Oaks

Financial Details

  • Price per Sqft: $207.55
  • Tax Annual Amount: $7318.75
  • On Market Date: 2025-03-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $65,987 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $65,987!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$519,513
Your Cash$65,987
Total Purchase Price:$585,500

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$2,471/mo
Traditional @ 7.5%
$3,880/mo
You save $1,408/month ($16,901/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25067568

Listing From:

Last updated: 2025-03-29T13:42:23.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$2,471 /mo
$3,740 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $65,987 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $65,987!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$519,513
Your Cash$65,987
Total Purchase Price:$585,500

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$2,471/mo
Traditional @ 7.5%
$3,880/mo
You save $1,408/month ($16,901/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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