Laura Jewett

Laura Jewett

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$475,000

($254 down)
FHA

61539 Sunburst Drive, Joshua Tree, CA 92252

2
1
875 sqft
PITI Monthly
$3,470.03 /mo

Listing courtesy of: Marcos Avalos, Circle Real Estate

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,416 /mo
$3,349 /mo

What's Special

FIREPLACE
DECK
COZY
TURNKEY

The property has an FHA assumable loan at 4.375%! Welcome to your dream desert oasis in Joshua Tree! Whether you're looking for a peaceful full-time residence or a stunning desert getaway, this 2-bedroom, 1-bath home is completely turnkey and ready for you! Enjoy the peace of mind that comes with recent upgrades, including a new roof, vinyl windows, updated electric panel, water heater, garage door, kitchen, and cozy electric fireplace. With central air and heating, a newly built retaining wall, and a brand-new concrete septic tank, this home has it all. Step outside to your private, fenced backyard – perfect for relaxation or entertaining. The unique octagon deck features an 8-foot cowboy pool with a pump, offering a refreshing escape under the desert sun. Located in a quiet suburban neighborhood, this home is just a short walk from downtown Joshua Tree's eclectic shops and restaurants, and only a 10-minute drive to Joshua Tree National Park. Don't miss the opportunity to own this special desert home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$3,470.03/mo
Estimated Loan Balance
$477,785
Cash to close
$254
Interest Paid
$58,819

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: NearNationalForest
HOA
  • Has HOA: No
Location
  • Region: Joshua Tree

Financial Details

  • Price per Sqft: $542.86
  • Tax Annual Amount: $5937.5
  • On Market Date: 2024-09-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $254 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $254!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$474,746
Your Cash$254
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,416/mo
Traditional @ 7.5%
$3,474/mo
You save $1,058/month ($12,693/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RS24177966

Listing From:

Last updated: 2025-03-02T22:19:11.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,416 /mo
$3,349 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $254 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $254!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$474,746
Your Cash$254
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,416/mo
Traditional @ 7.5%
$3,474/mo
You save $1,058/month ($12,693/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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