Laura Jewett

Laura Jewett

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Closed

$540,000

($143,954 down)
FHA

6148 Harvest Moon Avenue, Prescott, AZ 86305

4
3
2,185 sqft
PITI Monthly
$2,852.76 /mo

Listing courtesy of: Chris M. Wilson, National Realty of Arizona

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,288 /mo
$2,749 /mo

What's Special

SHOPPING
DINING

Beautiful move in ready Dorn home in Saddlewood with views of Granite Mountain conveniently located close to Hwy 89. Close to shopping, dining and schools. Open Floorplan on the main level with the Great Room, Kitchen and Eating Area all in one. Large oversized pantry and mud room. Slider door opens to large artificial, low maintenance turf and a perfect size yard with pergola and storage shed. The laundry room is conveniently located upstairs with the bedrooms, and is already plumbed for a utility sink. Upstairs you will find the primary suite with walk in closet and nice bathroom, split from the other 3 bedrooms. Epoxy garage floors and private fenced backyard.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.41
Remaining Loan Term
27 years, 5 months
Monthly PITI
$2,852.76/mo
Estimated Loan Balance
$396,546
Cash to close
$143,954
Interest Paid
$55,889

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air Gas, Natural Gas
Features
  • Materials: Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 2
  • Home type: Site Built Single Family
  • Architectural Style: Multi-Level
Materials
  • Wood Frame, Stucco
  • Roof: Composition
Condition
  • Year Built: 2019
Details
  • Builder: Dorn Homes

Community & HOA

Community
  • Subdivision: Saddlewood
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $68
  • HOA Frequency: $Quarterly
Location
  • Region: Prescott

Financial Details

  • Price per Sqft: $247.14
  • Tax Annual Amount: $1318
  • On Market Date: 2024-05-22T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $143,954 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $143,954!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$396,046
Your Cash$143,954
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,288/mo
Traditional @ 7.5%
$2,851/mo
You save $563/month ($6,761/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1064690

Listing From: paar

Last updated: 2024-10-17T01:32:20.000Z

© , paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,288 /mo
$2,749 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $143,954 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $143,954!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$396,046
Your Cash$143,954
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,288/mo
Traditional @ 7.5%
$2,851/mo
You save $563/month ($6,761/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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