Laura Jewett

Laura Jewett

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Closed

$937,500

($420,641 down)
VA

6120 Samuel St, La Mesa, CA 91942

3
2
1,638 sqft
PITI Monthly
$3,927.78 /mo

Listing courtesy of: Annie Decrescenzo, eXp Realty of California, Inc.

Assumed Rate

3.85%
7.15%

Principal & Interest

$2,644 /mo
$3,809 /mo

What's Special

FRESH PAINT
SPACIOUS
MODERN
PATIO
SPRINKLER SYSTEM
EFFICIENT
SOLAR PANELS

Wow great new Price! Discover this beautifully updated residence set on a spacious lot in one of La Mesa's most desirable neighborhoods. This stunning home features dual-pane energy-efficient windows, stylish quartz countertops, and new carpet in the bedrooms, all complemented by fresh paint throughout. Enjoy modern convenience with smart technology, including smart lighting, a thermostat, refrigerator, fan, and sprinkler system. The bathrooms boast new brushed nickel fixtures and updated lighting, adding a touch of elegance. Additional highlights include a new garage door opener, a covered patio for outdoor relaxation, a water filtration system, and solar panels, promoting sustainability and efficiency. Located close to shops, restaurants, and freeways, this home perfectly suits your lifestyle. VA and FHA welcome!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.85
Remaining Loan Term
25 years, 3 months
Monthly PITI
$3,927.78/mo
Estimated Loan Balance
$520,771
Cash to close
$420,641
Interest Paid
$98,606

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Combination, Fireplaces, SeeRemarks
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Outside
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1959
Details
  • Builder:

Community & HOA

Community
  • Subdivision: La Mesa
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: La Mesa

Financial Details

  • Price per Sqft: $572.34
  • Tax Annual Amount: $11718.8
  • On Market Date: 2024-10-22T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $420,641 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $420,641!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.85% Sellers Rate
$516,859
Your Cash$420,641
Total Purchase Price:$937,500

Assumed vs Traditional Mortgage

Assumed @ 3.85%
$2,644/mo
Traditional @ 7.5%
$3,951/mo
You save $1,307/month ($15,687/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240024506SD

Listing From:

Last updated: 2025-02-15T00:00:13.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.85%
7.15%

Principal & Interest

$2,644 /mo
$3,809 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $420,641 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $420,641!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.85% Sellers Rate
$516,859
Your Cash$420,641
Total Purchase Price:$937,500

Assumed vs Traditional Mortgage

Assumed @ 3.85%
$2,644/mo
Traditional @ 7.5%
$3,951/mo
You save $1,307/month ($15,687/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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