Laura Jewett

Laura Jewett

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Closed

$280,000

($68,412 down)
FHA

610 Iris Lane NE, Saint Joseph, MN 56374

3
2
1,772 sqft
PITI Monthly
$1,479.23 /mo

Listing courtesy of: , Jernell Realty

Assumed Rate

2.96%
7.15%

Principal & Interest

$947 /mo
$1,525 /mo

What's Special

LOCATION
SERENE
DINING
SPACIOUS
MOVE-IN READY
MODERN
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
MASTER SUITE
HOME OFFICE
DECK
PATIO
CHARMING

Charming 3-Bedroom Split Level in Desirable Neighborhood Discover your dream home in this inviting 2003-built split level. Boasting 1,772 square feet of comfortable living space, this home offers the perfect blend of style and functionality. Nestled on a serene, tree-lined lot, you'll enjoy the peace and privacy of your own backyard oasis. The open-concept kitchen is a chef's delight, featuring modern stainless steel appliances and ample counter space. Enjoy casual meals in the eat-in dining area or entertain guests in style. Natural woodwork and vaulted ceilings create a warm and welcoming atmosphere throughout the home. Unwind in the luxurious master suite, complete with a jetted tub surrounded by elegant tile. The finished lower level provides additional living space, perfect for a family room, home office, or guest area. Step outside to your private patio and deck, ideal for summer grilling and relaxation. The spacious backyard offers endless possibilities for outdoor enjoyment. With a two-car garage and a prime location, this move-in ready home won't last long. Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,479.23/mo
Estimated Loan Balance
$231,467
Cash to close
$68,412
Interest Paid
$23,054

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt, Pitched
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Northland Six
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Joseph

Financial Details

  • Price per Sqft: $158.01
  • Tax Annual Amount: $2664
  • On Market Date: 2024-07-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $68,412 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $68,412!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$211,588
Your Cash$68,412
Total Purchase Price:$280,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$947/mo
Traditional @ 7.5%
$1,582/mo
You save $635/month ($7,619/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6575674

Listing From: northstar

Last updated: 2024-10-01T19:48:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$947 /mo
$1,525 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $68,412 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $68,412!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$211,588
Your Cash$68,412
Total Purchase Price:$280,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$947/mo
Traditional @ 7.5%
$1,582/mo
You save $635/month ($7,619/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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