Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$1,049,000

($618,575 down)
FHA

609 Whispering Pines Drive, Estes Park, CO 80517

4
4
3,684 sqft
PITI Monthly
$2,555.44 /mo

Listing courtesy of: Alissa Anderson, New Roots Real Estate

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,926 /mo
$3,138 /mo

What's Special

LOCATION
SHOPPING
DINING
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
DECK
PLAYGROUND

Overlooking the Estes Valley from a prime location in Carriage Hills, this stunning custom mountain home is a true haven, with impeccable design, breathtaking views, and featuring over 4,100 sq ft. Rare horse property in Carriage Hills sits on an acre with loafing shed, chicken coop for the backyard homestead, southern exposure, underground utilities, mountain landscaping, and elevated deck areas. Enjoy the open great-room design with vaulted ceilings, warm native stone gas fireplace, wood beams, hardwood flooring and a wall of windows to take in the snow-capped peaks. Generous kitchen will delight any foodie with plentiful granite counter space, beautiful mosaic backsplash, gas cooktop with large built-in vent hood, wood cabinetry, walk-in pantry, breakfast bar for everyday dining, separate built-in oven & microwave. The awesome picture window at the kitchen sink will make washing up after meals a breeze. Choose between 2 primary en-suites. Upper level suite offers generous space, expansive windows, soaker tub, granite countertop, large walk-in shower, tile floors and huge walk-in closet. Main floor suite offers another spa-like bathroom and large walk-in closet. Outdoor areas to take in the views with a covered front porch, west facing side deck complete with composite material & metal railings for soaking in the afternoon sun, and back deck for those days when you need a little more shade and privacy. Keep your cars and toys out of the elements with the two-car attached, oversized garage plus a detached two-car garage with a workshop. A wonderful property offering the serenity of mountain life with the convenience of being minutes from restaurants, shopping and recreation. Quick access to RMNP. Walking distance to playground, Scott Ponds outdoor area, and trail system that runs down and around Lake Estes, through downtown and up Fall River.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.87
Remaining Loan Term
26 years, 6 months
Monthly PITI
$2,555.44/mo
Estimated Loan Balance
$629,229
Cash to close
$618,575
Interest Paid
$44,936

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s)
  • Heating: Forced Air
Features
  • Materials: Cedar, Stone, Wood Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Great Room, Living Room
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Cedar, Stone, Wood Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1968
Details
  • Builder:

Community & HOA

Community
  • Subdivision: 02231 - CARRIAGE HILLS
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Carriage Hills POA (Voluntary)
  • HOA Amenities: Unknown
  • HOA Fee: $50
  • HOA Frequency: $Annually
Location
  • Region: Estes Park

Financial Details

  • Price per Sqft: $284.74
  • Tax Annual Amount: $
  • On Market Date: 2025-01-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $618,575 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $618,575!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$430,425
Your Cash:$618,575
Total Purchase Price:$1,049,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,926/mo
Traditional @ 7.5%
$3,255/mo
You save $1,329/month ($15,943/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1024841

Listing From: recolorado

Last updated: 2025-03-20T22:41:22.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,926 /mo
$3,138 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $618,575 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $618,575!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$430,425
Your Cash:$618,575
Total Purchase Price:$1,049,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,926/mo
Traditional @ 7.5%
$3,255/mo
You save $1,329/month ($15,943/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.