Laura Jewett

Laura Jewett

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Closed

$350,000

($138,476 down)
VA

6075 Ojai Circle, Banning, CA 92220

2
2
1,285 sqft
PITI Monthly
$1,118.5 /mo

Listing courtesy of: Catherine Leogrande, Sundance Realty

Assumed Rate

2.94%
7.15%

Principal & Interest

$969 /mo
$1,564 /mo

What's Special

DESIRED
SHOPPING
DINING
PATIO
TENNIS COURTS
MOUNTAIN VIEWS
CHARMING
RETIREMENT
55+ COMMUNITY

Welcome to Sun Lakes Country Club a premiere Gated Private Golf Community (active 55+ community) located close to World Class Shopping/Dining and Casinos. This cute home is on the FABULOUS 18th Fairway with FABULOUS Majestic Mountain Views and features two bedrooms, two baths and a office/den that could easily be converted into a 3rd bedroom option (the guest bedroom/bathroom are on the opposite side of home for privacy). If you are seeking a retirement home that you can watch all your family and friends golf while entertaining on your large backyard patio area then this is the perfect home for you. Sun Lakes Country Club offers: 2-18 hole golf courses, 3-club houses/pools/spas/locker rooms, restaurant/cafe/lounge, 2-pro shops, driving range/putting greens, tennis courts, pickle/paddle courts, bocce, clubs, excursions, and a short distance to casinos, hospitals, doctors, freeway and world class shopping/dining at Palm Springs. HOA's include cable tv/internet and there is a RV residents only parking area for an additional annual fee (please check rv space availability according to desired size needed). Come see this charming property today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$1,118.5/mo
Estimated Loan Balance
$373,005
Cash to close
$138,476
Interest Paid
$29,157

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Unknown
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $365
  • HOA Frequency: $Monthly
Location
  • Region: Banning

Financial Details

  • Price per Sqft: $272.37
  • Tax Annual Amount: $
  • On Market Date: 2024-08-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $138,476 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $138,476!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$211,524
Your Cash$138,476
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$969/mo
Traditional @ 7.5%
$1,622/mo
You save $653/month ($7,839/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 24426121

Listing From:

Last updated: 2025-01-14T00:48:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$969 /mo
$1,564 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $138,476 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $138,476!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$211,524
Your Cash$138,476
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$969/mo
Traditional @ 7.5%
$1,622/mo
You save $653/month ($7,839/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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