Laura Jewett

Laura Jewett

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Pending

$419,900

($165,087 down)
VA

6074 SW 32nd Avenue, Owatonna, MN 55060

5
2
2,758 sqft
PITI Monthly
$1,918.57 /mo

Listing courtesy of: , Weichert, REALTORS- Heartland

Assumed Rate

6.36%
7.15%

Principal & Interest

$1,626 /mo
$1,763 /mo

What's Special

ENTERTAINMENT
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
COZY

This stunning home offers an ideal blend of space and comfort, featuring five bedrooms, two bathrooms, and an attached three stall garage all situated on just over an acre of land. The main floor features a spacious eat-in kitchen equipped with stone countertops, a breakfast and coffee bar, stainless steel appliances, and ample counter space, perfect for culinary enthusiasts. The generously sized living room is filled with natural light from large windows, while two large bedrooms and a full bath complete the main level. The lower level is designed for entertainment, featuring a large family room with a built-in bar and pool table, all enhanced by a cozy gas fireplace. Additionally, three more bedrooms and a three-quarter bath provide ample accommodation for family and guests. The attached three-stall garage adds convenience with ample parking and storage to this exceptional property. Schedule your showing to see all this home has to offer today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.36
Remaining Loan Term
27 years, 10 months
Monthly PITI
$1,918.57/mo
Estimated Loan Balance
$256,434
Cash to close
$165,087
Interest Paid
$35,530

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic System Compliant - Yes
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Owatonna

Financial Details

  • Price per Sqft: $152.25
  • Tax Annual Amount: $1714
  • On Market Date: 2025-02-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $165,087 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $165,087!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$254,813
Your Cash$165,087
Total Purchase Price:$419,900

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$1,626/mo
Traditional @ 7.5%
$1,829/mo
You save $203/month ($2,433/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6670317

Listing From: northstar

Last updated: 2025-03-17T15:58:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.36%
7.15%

Principal & Interest

$1,626 /mo
$1,763 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $165,087 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $165,087!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$254,813
Your Cash$165,087
Total Purchase Price:$419,900

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$1,626/mo
Traditional @ 7.5%
$1,829/mo
You save $203/month ($2,433/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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