Laura Jewett

Laura Jewett

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$570,000

($49,280 down)
FHA

6048 Oak Fence Lane, Lancaster, CA 93536

4
3
3,024 sqft
PITI Monthly
$3,511.65 /mo

Listing courtesy of: Paula Gonzalez, Coldwell Banker West

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,324 /mo
$3,780 /mo

What's Special

LOCATION
ENTERTAINMENT
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
PRIVATE BACKYARD
COZY

Welcome to this stunning 4-bedroom, 3-bathroom home located in the highly sought-after Quartz Hill neighborhood on the West Side of Lancaster. With an expansive 3,024 sq. ft. of living space, this home offers plenty of room for comfort and entertainment. Step inside to find a large living room, a cozy family room, and a den/study, perfect for working from home. The upstairs loft provides additional space for relaxation or play. The kitchen featuring stainless steel appliances, granite countertops and ample counter space. The primary suite boasts an en-suite bathroom and a spacious walk-in closet. Enjoy the convenience of an upstairs laundry room, bedroom and full bathroom on first floor, plus an attached 3-car garage. The private backyard is perfect for outdoor gatherings, complete with a covered patio for shade and comfort. Don’t miss out on this incredible home in a fantastic location! Schedule a showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.88
Remaining Loan Term
26 years, 9 months
Monthly PITI
$3,511.65/mo
Estimated Loan Balance
$539,444
Cash to close
$49,280
Interest Paid
$50,589

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $188.49
  • Tax Annual Amount: $7125
  • On Market Date: 2025-03-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $49,280 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $49,280!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$520,720
Your Cash$49,280
Total Purchase Price:$570,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,324/mo
Traditional @ 7.5%
$3,921/mo
You save $1,597/month ($19,169/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501591

Listing From:

Last updated: 2025-03-26T21:29:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,324 /mo
$3,780 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $49,280 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $49,280!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$520,720
Your Cash$49,280
Total Purchase Price:$570,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,324/mo
Traditional @ 7.5%
$3,921/mo
You save $1,597/month ($19,169/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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