Laura Jewett

Laura Jewett

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Pending

$1,100,000

($321,448 down)
VA

602 W RIDGECREST Road, Phoenix, AZ 85086

8
5
4,631 sqft
PITI Monthly
$4,007.32 /mo

Listing courtesy of: Carol A. Royse, Your Home Sold Guaranteed Realty

Assumed Rate

2.88%
7.15%

Principal & Interest

$3,425 /mo
$5,572 /mo

What's Special

GRANITE COUNTERTOPS
FIREPLACE

3 Homes on the Property Main home single level 4/2 with updated kitchen stainless Samsung appliances, convection oven with farmhouse sink granite countertops, travertine flooring and wood beam ceilings with 2 car garage. Guest Casita in back single level 1 bed 1 bath very nicely upgraded with plank tile flooring and updated granite counters with great room. Guest House is 3 bed 2 bath 2 story with loft very upgraded flooring and granite counters with electric fireplace RV Garage in back of home 36 x 24 with 14'' Door and 25' Ceiling. 11k house whole water system for entire property. 2 Septic tanks. Beautiful custom oversized pool with swim up bar and putting green. 2 16'Electric RV Gates on side yard for easy access. Air Fiber internet.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.88
Remaining Loan Term
26 years, 9 months
Monthly PITI
$4,007.32/mo
Estimated Loan Balance
$784,741
Cash to close
$321,448
Interest Paid
$74,572

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 8
  • Bathrooms: 5
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 2 Fireplace, Fire Pit, Family Room, Gas
  • Flooring: Carpet, Stone, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Foam
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: Yes
  • Carport Spaces: 4
Water
  • Sewer: Septic in & Cnctd, Septic Tank
  • Water Source: Shared Well
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Fenced, Heated, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Stucco, Frame - Wood
  • Roof: Foam
Condition
  • Year Built: 2000
Details
  • Builder: Dave Brennan

Community & HOA

Community
  • Subdivision: -
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $237.53
  • Tax Annual Amount: $4387
  • On Market Date: 2024-07-04T07:37:39.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $321,448 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $321,448!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$778,552
Your Cash$321,448
Total Purchase Price:$1,100,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$3,425/mo
Traditional @ 7.5%
$5,780/mo
You save $2,355/month ($28,257/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6685077

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-19T13:39:46.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$3,425 /mo
$5,572 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $321,448 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $321,448!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$778,552
Your Cash$321,448
Total Purchase Price:$1,100,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$3,425/mo
Traditional @ 7.5%
$5,780/mo
You save $2,355/month ($28,257/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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