Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$299,000

($150,115 down)
FHA

6020 Kanaka Avenue, Oroville, CA 95966

3
2
1,274 sqft
PITI Monthly
$1,412.72 /mo

Listing courtesy of: Denise Hicks, LPT Realty

Assumed Rate

3.6%
7.15%

Principal & Interest

$823 /mo
$1,223 /mo

What's Special

SERENE
MODERN
BALCONY
CHARMING

Charming Home in Kelly Ridge – Lake Oroville’s Scenic Retreat. Welcome to this delightful 3-bedroom, 2-bath residence located in the highly sought-after Kelly Ridge community near picturesque Lake Oroville. This home boasts an attached 2-car garage with a brand-new door, ensuring both convenience and curb appeal. Inside, the open-concept layout effortlessly connects the kitchen and living areas, creating a bright and inviting space for everyday living and entertaining. Enjoy the comfort of brand-new carpeting in the living room and all bedrooms, complemented by fresh interior paint throughout the home, giving it a modern and refreshed ambiance. Step out onto the private balcony to soak in the sunrise, enjoy peaceful evenings, or relax with your favorite book. The low-maintenance landscaping allows for easy upkeep, and the unfinished lower level offers additional storage or potential for future projects. A Nature Lover’s Dream situated just minutes from Bidwell Marina and Lake Oroville, this property is a gateway to endless outdoor adventures. Whether you enjoy boating, fishing, swimming, or water sports, the lake offers something for everyone. Explore miles of scenic hiking and biking trails, camp under the stars, or enjoy a serene picnic with breathtaking views. Don’t miss this opportunity to own a home in one of Northern California’s most beautiful and recreationally rich communities. Schedule your showing today and make this charming property your new retreat!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.6
Remaining Loan Term
21 years, 3 months
Monthly PITI
$1,412.72/mo
Estimated Loan Balance
$149,635
Cash to close
$150,115
Interest Paid
$51,952

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, WholeHouseFan
  • Heating: Central, PelletStove
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, PelletStove
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1994
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, Hiking, Hunting, Mountainous, Fishing, Marina
HOA
  • Has HOA: Yes
  • HOA Name: Kelly Ridge
  • HOA Amenities: Unknown
  • HOA Fee: $35
  • HOA Frequency: $Annually
Location
  • Region: Oroville

Financial Details

  • Price per Sqft: $234.69
  • Tax Annual Amount: $3737.5
  • On Market Date: 2024-06-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $150,115 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $150,115!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.6% Sellers Rate
$148,885
Your Cash:$150,115
Total Purchase Price:$299,000

Assumed vs Traditional Mortgage

Assumed @ 3.6%
$823/mo
Traditional @ 7.5%
$1,269/mo
You save $445/month ($5,345/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN24113326

Listing From:

Last updated: 2025-03-03T19:02:05.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.6%
7.15%

Principal & Interest

$823 /mo
$1,223 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $150,115 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $150,115!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.6% Sellers Rate
$148,885
Your Cash:$150,115
Total Purchase Price:$299,000

Assumed vs Traditional Mortgage

Assumed @ 3.6%
$823/mo
Traditional @ 7.5%
$1,269/mo
You save $445/month ($5,345/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.