Laura Jewett

Laura Jewett

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Closed

$899,000

($469,087 down)
FHA

601 Cowden Road, Hollister, CA 95023

3
2
1,640 sqft
PITI Monthly
$3,539.57 /mo

Listing courtesy of: Shannon Farrell, BRG Realty

Assumed Rate

4.61%
7.15%

Principal & Interest

$1,998 /mo
$2,767 /mo

What's Special

LOCATION

Nearly 10 acres, overlooking the pristine valley, minutes to town! This gorgeous home and property offers views, privacy and loads of future potential! Newly purchased in 2020, 3 bed/ 2 bath beautiful manufactured home. Solar power system is owned outright and will convey upon the sale. There are 3 separate hookup sites for RVs/Trailer for both water and power. Outstanding buildable area with incredible views! Property is in a great location surrounded by beautiful homes. This area is great for horses, animals, gardens, grapevines! Would be a great place to live and plenty of room to grow!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.61
Remaining Loan Term
37 years, 6 months
Monthly PITI
$3,539.57/mo
Estimated Loan Balance
$424,587
Cash to close
$469,087
Interest Paid
$49,875

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: SharedWell
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Hollister

Financial Details

  • Price per Sqft: $548.17
  • Tax Annual Amount: $11237.5
  • On Market Date: 2024-08-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $469,087 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $469,087!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.61% Sellers Rate
$429,913
Your Cash:$469,087
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 4.61%
$1,998/mo
Traditional @ 7.5%
$2,886/mo
You save $888/month ($10,652/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81975260

Listing From:

Last updated: 2025-02-28T21:06:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.61%
7.15%

Principal & Interest

$1,998 /mo
$2,767 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $469,087 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $469,087!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.61% Sellers Rate
$429,913
Your Cash:$469,087
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 4.61%
$1,998/mo
Traditional @ 7.5%
$2,886/mo
You save $888/month ($10,652/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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