Laura Jewett

Laura Jewett

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Closed

$200,000

($36,760 down)
FHA

601 BEECH Street, Galesburg, ND 58035

4
3
3,192 sqft
PITI Monthly
$1,278.46 /mo

Listing courtesy of: , Valley Land Investments

Assumed Rate

3.61%
7.15%

Principal & Interest

$827 /mo
$1,227 /mo

What's Special

SERENE
DINING
SPACIOUS
FIREPLACE

Discover your own private retreat with this 4-bedroom, 3-bathroom home, perfectly set on 5 acres of serene land. This spacious two-story property features the kitchen, formal dining room, great room, den, primary bedroom and laundry all on the main level. Upstairs you will find 3 bedrooms, a 3/4 bathroom and access to a versatile attic. Downstairs has a large family room with a fireplace, 2 offices (no legal egress) and lots of room for storage. The sprawling 5+ acre lot provides ample room for outdoor activities, gardens, or even future expansion. With both space and privacy, this property is a rare find.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.61
Remaining Loan Term
24 years, 7 months
Monthly PITI
$1,278.46/mo
Estimated Loan Balance
$166,868
Cash to close
$36,760
Interest Paid
$33,649

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ductless Mini-Split
  • Heating: Baseboard, Fireplace(s), Radiant
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Wood Burning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic System Compliant - Yes
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Asphalt
Condition
  • Year Built: 1908
Details
  • Builder:

Community & HOA

Community
  • Subdivision: NA
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Galesburg

Financial Details

  • Price per Sqft: $62.66
  • Tax Annual Amount: $2075
  • On Market Date: 2024-10-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $36,760 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $36,760!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$163,240
Your Cash$36,760
Total Purchase Price:$200,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$827/mo
Traditional @ 7.5%
$1,273/mo
You save $446/month ($5,349/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6623234

Listing From: northstar

Last updated: 2025-01-21T06:12:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.61%
7.15%

Principal & Interest

$827 /mo
$1,227 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $36,760 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $36,760!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$163,240
Your Cash$36,760
Total Purchase Price:$200,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$827/mo
Traditional @ 7.5%
$1,273/mo
You save $446/month ($5,349/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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