Laura Jewett

Laura Jewett

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Closed

$588,000

($203,749 down)
VA

597 Rider Ridge Drive, Longmont, CO 80504

5
3
3,785 sqft
PITI Monthly
$2,669.96 /mo

Listing courtesy of: Julia Daley, McCann Real Estate

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,180 /mo
$2,673 /mo

What's Special

WALK-IN CLOSET
MASTER SUITE
SOAKING TUB
SEPARATE SHOWER
HOME OFFICE
DECK
LANDSCAPED

Whether for full time living or a long term rental, experience the comfort of this 5-bath, 4-bath home in Longmont w/beautifully designed living space. Step inside to discover a sprawling open floor plan that features an influx of natural light. The master suite is a true retreat w/a spa-like en-suite bathroom w/a soaking tub & separate shower as well as an oversized walk-in closet. The additional 2 bedrooms on the main floor offer flexibility & are ideal for other family members, guests or home office. The lower level features 2 additional bedrooms w/a large shared closet, a 3/4 bath, workshop area & a rec/family room w/numerous possibilities for usage. The outdoor space is equally as impressive featuring a deck that overlooks the Beautifully landscaped yard for entertaining or simply enjoying the quiet CO evenings. Welcome Home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.23
Remaining Loan Term
27 years, 4 months
Monthly PITI
$2,669.96/mo
Estimated Loan Balance
$385,504
Cash to close
$203,749
Interest Paid
$54,165

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1995
Details
  • Builder:

Community & HOA

Community
  • Subdivision: RIDER RIDGE
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Rider Ridge managed by M&M
  • HOA Amenities: Unknown
  • HOA Fee: $120
  • HOA Frequency: $Annually
Location
  • Region: Longmont

Financial Details

  • Price per Sqft: $155.35
  • Tax Annual Amount: $3874.42
  • On Market Date: 2024-05-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $203,749 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $203,749!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$384,251
Your Cash$203,749
Total Purchase Price:$588,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,180/mo
Traditional @ 7.5%
$2,773/mo
You save $592/month ($7,105/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1008788

Listing From: recolorado

Last updated: 2024-10-01T18:04:06.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,180 /mo
$2,673 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $203,749 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $203,749!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$384,251
Your Cash$203,749
Total Purchase Price:$588,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,180/mo
Traditional @ 7.5%
$2,773/mo
You save $592/month ($7,105/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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