Laura Jewett

Laura Jewett

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$399,000

($162,230 down)
FHA

5910 RANCHO MISSION RD UNIT 37, San Diego, CA 92108

1
1
530 sqft
PITI Monthly
$1,879.15 /mo

Listing courtesy of: Ruben Aceves, CA-RES

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,128 /mo
$1,770 /mo

What's Special

REMODELED
LOCATION
SERENE
PATIO
COMMUNITY POOL
CLUBHOUSE
FITNESS CENTER
TENNIS COURTS

Welcome to Your Dream Home at Rancho Mission Villas! Imagine coming home to a beautifully remodeled ground floor unit where comfort meets style. This home boasts a sleek remodeled kitchen and a stylish bathroom, offering you the perfect space to unwind and relax. Step outside onto your private patio, where you can enjoy the peace and tranquility of your surroundings, complete with an extra storage closet for added convenience. The serene beauty of mature landscaping and soothing water features create an oasis right outside your door, offering the ideal retreat after a long day. Best of all, you're just steps away from the sparkling community pool and inviting clubhouse, making it easier than ever to take a swim, relax, or socialize with neighbors. Rancho Mission Villas is more than just a home—it's a lifestyle. Enjoy access to top-notch amenities, including tennis courts, a fitness center, BBQ area, and 2 heated community pools with a spa. Whether you're looking to stay active or simply enjoy a relaxing day by the pool, everything you need is right at your fingertips. With high demand, healthy rents, and an incredible location, this home is perfect for an investment or your starter home. You deserve the comfort, convenience, and peace of mind that comes with living in this desirable community. Don’t miss out on the opportunity to make this your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.16
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,879.15/mo
Estimated Loan Balance
$260,650
Cash to close
$162,230
Interest Paid
$36,793

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 1
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 0
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1977
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StormDrains, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Mission Villas
  • HOA Amenities: Unknown
  • HOA Fee: $370
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $752.83
  • Tax Annual Amount: $4987.5
  • On Market Date: 2025-02-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $162,230 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $162,230!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$236,770
Your Cash$162,230
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,128/mo
Traditional @ 7.5%
$1,836/mo
You save $709/month ($8,503/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501070

Listing From:

Last updated: 2025-03-26T01:42:12.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,128 /mo
$1,770 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $162,230 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $162,230!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$236,770
Your Cash$162,230
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,128/mo
Traditional @ 7.5%
$1,836/mo
You save $709/month ($8,503/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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