Laura Jewett

Laura Jewett

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Pending

$499,400

($410,318 down)
FHA

5885 El Cajon Boulevard UNIT 109, San Diego, CA 92115

2
2
1,123 sqft
PITI Monthly
$1,533.36 /mo

Listing courtesy of: Jim Holbrook, Performance Estates & Homes

Assumed Rate

5.5%
7.15%

Principal & Interest

$753 /mo
$895 /mo

What's Special

LOCATION
GATED COMMUNITY
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MODERN
RENOVATED
STAINLESS STEEL APPLIANCES

Welcome to The Aspins, a highly sought-after gated community in the heart of the college area! This beautifully renovated 2-bedroom, 2-bathroom ground-floor unit offers modern upgrades, a prime location, and a vibrant, walkable neighborhood—just minutes from SDSU, shopping, dining, and entertainment. Step inside to discover an inviting open-concept living space with updated flooring, sleek finishes, and abundant natural light. The stylish kitchen boasts stainless steel appliances and ample storage, perfect for entertaining or casual dining. The spacious bedrooms provide a tranquil retreat, while the contemporary bathrooms feature elegant upgrades. Enjoy the convenience of ground-floor living with easy access to the community’s amenities, all within a secure gated environment. Whether you're a first-time buyer, or investor, or looking for a low-maintenance lifestyle, this home is an incredible opportunity. Don’t miss your chance to own in one of San Diego’s most walkable neighborhoods—schedule your private tour today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.5
Remaining Loan Term
14 years, 3 months
Monthly PITI
$1,533.36/mo
Estimated Loan Balance
$95,348
Cash to close
$410,318
Interest Paid
$98,774

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric, LivingRoom, SeeRemarks
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 3
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1984
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban, Urban, Pool
HOA
  • Has HOA: Yes
  • HOA Name: The Aspins
  • HOA Amenities: Unknown
  • HOA Fee: $563
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $444.7
  • Tax Annual Amount: $6242.5
  • On Market Date: 2025-03-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $410,318 (82%)
You can enter any amount below - secondary financing will cover the difference if needed.
82%
$

You cover the entire equity of $410,318!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.5% Sellers Rate
$89,082
Your Cash:$410,318
Total Purchase Price:$499,400

Assumed vs Traditional Mortgage

Assumed @ 5.5%
$753/mo
Traditional @ 7.5%
$929/mo
You save $176/month ($2,112/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25058416

Listing From:

Last updated: 2025-03-23T21:56:55.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.5%
7.15%

Principal & Interest

$753 /mo
$895 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $410,318 (82%)
You can enter any amount below - secondary financing will cover the difference if needed.
82%
$

You cover the entire equity of $410,318!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.5% Sellers Rate
$89,082
Your Cash:$410,318
Total Purchase Price:$499,400

Assumed vs Traditional Mortgage

Assumed @ 5.5%
$753/mo
Traditional @ 7.5%
$929/mo
You save $176/month ($2,112/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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