Laura Jewett

Laura Jewett

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$789,000

($348,039 down)
FHA

580 Arthur Avenue, Oceanside, CA 92057

4
2
1,224 sqft
PITI Monthly
$3,687.09 /mo

Listing courtesy of: Isaura Reyes, Alta Realty Group CA, Inc.

Assumed Rate

3.72%
7.15%

Principal & Interest

$2,288 /mo
$3,349 /mo

What's Special

REMODELED
LOCATION
LUXURY
EFFICIENT

Welcome to 580 Arthur Avenue! This bright single story gem invites you to experience a perfect blend of charm and comfort. Freshly remodeled and inviting, the kitchen offers expansive quartz countertops, white shaker cabinetry and center island, opening to the family room for gatherings. Step outside and you will find a backyard with a sparkling pool and a fully usable lot ideal for gatherings. Newer luxury vinyl planks flooring throughout, dual pane windows enhance efficiency, energy efficient HVAC, this home also has a leased solar system to keep energy bills down. Located in a prime area near Camp Pendleton, 10 minutes from beautiful Oceanside beaches and the lively revitalized downtown scene, less than 5 min from Sprouts, Target, Walmart and Guajome Park for the outdoor enthusiast. Don't miss the incredible opportunity to own this home in a prime location ! (Pool pump is currently out of order and a new one is being ordered by owner)

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.72
Remaining Loan Term
24 years, 5 months
Monthly PITI
$3,687.09/mo
Estimated Loan Balance
$441,879
Cash to close
$348,039
Interest Paid
$97,479

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Drywall, Concrete
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: AverageCondition
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Permits, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Modern
Materials
  • Drywall, Concrete
  • Roof: Shingle
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: StreetLights, Suburban, Sidewalks, Park
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $644.61
  • Tax Annual Amount: $9862.5
  • On Market Date: 2025-03-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $348,039 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $348,039!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.72% Sellers Rate
$440,961
Your Cash$348,039
Total Purchase Price:$789,000

Assumed vs Traditional Mortgage

Assumed @ 3.72%
$2,288/mo
Traditional @ 7.5%
$3,474/mo
You save $1,186/month ($14,231/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25047045

Listing From:

Last updated: 2025-03-30T00:48:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.72%
7.15%

Principal & Interest

$2,288 /mo
$3,349 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $348,039 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $348,039!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.72% Sellers Rate
$440,961
Your Cash$348,039
Total Purchase Price:$789,000

Assumed vs Traditional Mortgage

Assumed @ 3.72%
$2,288/mo
Traditional @ 7.5%
$3,474/mo
You save $1,186/month ($14,231/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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