Laura Jewett

Laura Jewett

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$570,000

($283,277 down)
FHA

579 E 40th Street, San Bernardino, CA 92404

3
2
1,813 sqft
PITI Monthly
$2,458.9 /mo

Listing courtesy of: Emily Raymond, NEST REAL ESTATE

Assumed Rate

3.72%
7.15%

Principal & Interest

$1,472 /mo
$2,155 /mo

What's Special

OPEN CONCEPT
SHOPPING
DINING
MODERN
WALK-IN CLOSET
PATIO
CHARMING

CHARMING, mid-century-modern, North San Bernardino home. This 3 bed 2 bath is a must see! Complete with a perfect blend of modern upgrades and 1955 character! Walk into a large open concept living and dining area that share a dramatic two-sided fire place. Wall to wall windows bring in plenty of natural light and an inviting view of the covered patio backyard. Down the hall is your master bedroom having a crafty built-in dresser and walk-in closet. The two additional bedrooms have exposed wood beam ceilings, fresh neutral paint, and new flooring. Both bathrooms have been brought back to life, recently restored/updated with unique features and style. Large indoor laundry room with ample storage space. Additional features include: LVP flooring, water softener and filtration system, new electrical and drain plumbing. Front of the home has a u shaped drive way for easy parking along with a two car garage. Conveniently located across from a park, picnic area, dog park and baseball field. Close to shopping and golf course. You'll also have a beautiful view of the San Gorgonio mountains. Come out and see for yourself!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.72
Remaining Loan Term
24 years, 10 months
Monthly PITI
$2,458.9/mo
Estimated Loan Balance
$287,885
Cash to close
$283,277
Interest Paid
$58,317

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: DiningRoom, LivingRoom, MultiSided
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Foothills, StreetLights, Sidewalks, Park
HOA
  • Has HOA: No
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $314.4
  • Tax Annual Amount: $7125
  • On Market Date: 2025-03-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $283,277 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $283,277!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.72% Sellers Rate
$286,723
Your Cash$283,277
Total Purchase Price:$570,000

Assumed vs Traditional Mortgage

Assumed @ 3.72%
$1,472/mo
Traditional @ 7.5%
$2,236/mo
You save $763/month ($9,159/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV25060146

Listing From:

Last updated: 2025-03-20T14:08:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.72%
7.15%

Principal & Interest

$1,472 /mo
$2,155 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $283,277 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $283,277!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.72% Sellers Rate
$286,723
Your Cash$283,277
Total Purchase Price:$570,000

Assumed vs Traditional Mortgage

Assumed @ 3.72%
$1,472/mo
Traditional @ 7.5%
$2,236/mo
You save $763/month ($9,159/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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