Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$459,000

($28,673 down)
VA

5731 W ENCINAS Lane, Phoenix, AZ 85043

3
3
1,801 sqft
PITI Monthly
$3,157.35 /mo

Listing courtesy of: Jack Burns, Realty ONE Group

Assumed Rate

6.9%
7.15%

Principal & Interest

$2,893 /mo
$2,967 /mo

What's Special

SPACIOUS
MODERN
LUXURY
PLAYGROUND

Experience the elegance and ease of modern living in this beautifully crafted 2022-built smart home. Designed with both comfort and sophistication in mind, this three-bedroom, two-and-a-half bath residence features Wi-Fi-integrated door locks, lighting, and garage, allowing for seamless control at your fingertips. High nine-foot ceilings and soft-close cabinets create a sense of spacious luxury, while touch-activated sinks add a touch of refinement to everyday life. Perfect for entertaining, the home is pre-wired for surround sound and includes convenient gas grill hookups. Step outside to enjoy an exceptional community with a pool, playground, ninja course, basketball court, and pet area. Every detail has been designed to enhance your lifestyle, inviting you to imagine the life you want.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.9
Remaining Loan Term
27 years, 8 months
Monthly PITI
$3,157.35/mo
Estimated Loan Balance
$431,158
Cash to close
$28,673
Interest Paid
$69,893

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: No Fireplace
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame
  • Roof: Tile
Condition
  • Year Built: 2022
Details
  • Builder: Woodside

Community & HOA

Community
  • Subdivision: CYPRESS RIDGE PHASE 2
  • Features: Community Pool Htd, Community Pool, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: AAM
  • HOA Amenities: Unknown
  • HOA Fee: $88
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $254.86
  • Tax Annual Amount: $1167
  • On Market Date: 2024-10-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $28,673 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $28,673!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$430,327
Your Cash$28,673
Total Purchase Price:$459,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$2,893/mo
Traditional @ 7.5%
$3,078/mo
You save $184/month ($2,213/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6761777

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-12-05T04:59:14.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.9%
7.15%

Principal & Interest

$2,893 /mo
$2,967 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $28,673 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $28,673!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$430,327
Your Cash$28,673
Total Purchase Price:$459,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$2,893/mo
Traditional @ 7.5%
$3,078/mo
You save $184/month ($2,213/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.