Laura Jewett

Laura Jewett

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Closed

$1,135,000

($393,707 down)
VA

570 Calle Cielo, Nipomo, CA 93444

3
3
2,053 sqft
PITI Monthly
$3,545.35 /mo

Listing courtesy of: Steven Golden, Gold Coast Real Estate

Assumed Rate

2.77%
7.15%

Principal & Interest

$3,329 /mo
$5,493 /mo

What's Special

SERENE
MODERN
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
PATIO
SAFE

Nestled in the serene beauty of Nipomo, welcome to 570 Calle Cielo. A 3 bed, 2.5 bath, 2,052 Sq Ft, 3-car garage air-conditioned home on a sprawling TWO ACRE PARCEL, offering panoramic Nipomo Valley views from your covered patio. The property boasts a range of modern & upgraded conveniences. Inside you will find plenty of natural light, a freshly painted interior, a wood/gas fireplace, recessed LED lighting, new light fixtures, and low voltage (CAT6) wiring throughout with a central data panel, along with a pre-wired AV hub in the living room. The kitchen boasts new fixtures, including a reverse osmosis water system, solid maple cabinets with pull-outs, updated quartz counters, tile backsplash and a butcher block island. Some additional interior upgrades include solid Maple window sills, solid wood Plantation Shutters, Walk-in closet system in primary bedroom, French doors off the master bedroom, large soaking tub in Master bath with separate shower. Outside, the front has recently undergone an extensive remodel with landscaping, drip tube watering system, and updated stone work. RV parking with hookups (50 AMP and drain), with a reinforced gate, and hot tub pre-wiring. Enjoy your own budding citrus orchard that includes a Lisbon lemon tree, a Meyer lemon tree, a lime tree, two mandarin trees, and a Cara Cara orange tree! Water is provided by Community well from Golden state water, not NCSD. Built in ground safe in the garage. This property is also eligible for an ADU and SLO County has a selection of pre-approved plans!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 10 months
Monthly PITI
$3,545.35/mo
Estimated Loan Balance
$742,907
Cash to close
$393,707
Interest Paid
$89,604

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom, WoodBurning
  • Flooring: Carpet, Tile, Vinyl, Wood

Exterior

Fencing
  • Fencing: AverageCondition, ChainLink, CrossFenced, GoodCondition, Privacy, Vinyl
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Private, SharedWell
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 1997
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Hiking, Park, Rural, StormDrains, Suburban, Valley
HOA
  • Has HOA: No
Location
  • Region: Nipomo

Financial Details

  • Price per Sqft: $552.85
  • Tax Annual Amount: $14187.5
  • On Market Date: 2025-01-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $393,707 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $393,707!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$741,293
Your Cash$393,707
Total Purchase Price:$1,135,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$3,329/mo
Traditional @ 7.5%
$5,698/mo
You save $2,369/month ($28,427/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2500292

Listing From:

Last updated: 2025-03-20T17:18:58.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$3,329 /mo
$5,493 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $393,707 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $393,707!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$741,293
Your Cash$393,707
Total Purchase Price:$1,135,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$3,329/mo
Traditional @ 7.5%
$5,698/mo
You save $2,369/month ($28,427/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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