Laura Jewett

Laura Jewett

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$612,000

($145,127 down)
FHA

5680 Recodo Way, Camarillo, CA 93012

2
2
1,177 sqft
PITI Monthly
$3,298.8 /mo

Listing courtesy of: Atifa Mohsen, Keller Williams Exclusive Properties

Assumed Rate

3.07%
7.15%

Principal & Interest

$2,139 /mo
$3,395 /mo

What's Special

BALCONY
CHARMING

Discover this charming townhome nested in the desirable Mission Ridge Community, near Public park, grocery stores, gym, schools and banks. This fresh and clean house offers immediate move-in readiness!! Enjoy sunny mornings and a peaceful ambiance enhanced by treetop and sky views, accompanied by the delightful sounds of chirping birds. This 2 bedroom, 2 bathroom home features an open floor plan, a private balcony perfect for relaxing, and included appliances: washer, dryer, microwave, dishwasher, and refrigerator. A newer roof provides added peace of mind. The convenient attached 2-car garage is located on the first floor, with the entry to the home on the second floor. This home is priced to sell and offers exceptional value!Direction: 101 freeway* Exit at Pleasant Valley Road.Cross Streets- Mission Oaks Blvd. & Oak Canyon Rd.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$3,298.8/mo
Estimated Loan Balance
$505,975
Cash to close
$145,127
Interest Paid
$49,688

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Unknown
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Association, Community, InGround

Construction

Type & Style
  • Stories: 1
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Mission Ridge HOA
  • HOA Amenities: Unknown
  • HOA Fee: $606
  • HOA Frequency: $Monthly
Location
  • Region: Camarillo

Financial Details

  • Price per Sqft: $519.97
  • Tax Annual Amount: $7650
  • On Market Date: 2025-03-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $145,127 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $145,127!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$466,873
Your Cash$145,127
Total Purchase Price:$612,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$2,139/mo
Traditional @ 7.5%
$3,522/mo
You save $1,383/month ($16,602/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225001496

Listing From:

Last updated: 2025-03-31T21:33:38.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$2,139 /mo
$3,395 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $145,127 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $145,127!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$466,873
Your Cash$145,127
Total Purchase Price:$612,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$2,139/mo
Traditional @ 7.5%
$3,522/mo
You save $1,383/month ($16,602/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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