Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$295,000

($160,677 down)
FHA

56620 HIDDEN GOLD Drive, Yucca Valley, CA 92284

3
2
1,726 sqft
PITI Monthly
$1,366.13 /mo

Listing courtesy of: Luis Guevara, eXp Realty of Southern CA

Assumed Rate

4.05%
7.15%

Principal & Interest

$792 /mo
$1,114 /mo

What's Special

SERENE
CHARMING
SECOND HOME

Act fast to secure this charming 3-bedroom, 2-bathroom home in the coveted SKY HARBOR area of Yucca Valley, priced under $300,000! This is one of the lowest-priced homes in the area, making it an unbeatable opportunity for immediate sale. Nestled on nearly half an acre, just moments from Joshua Tree National Park at Black Rock Campground, this property offers endless possibilities. Whether you envision it as a vacation rental, a primary residence, or a peaceful second home, this serene retreat is ready for your personal touch. You’ll enjoy both tranquility and practicality in one of Yucca Valley's most desirable neighborhoods. Don’t let this chance slip away—make it your dream home today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.05
Remaining Loan Term
20 years, 6 months
Monthly PITI
$1,366.13/mo
Estimated Loan Balance
$167,391
Cash to close
$160,677
Interest Paid
$57,636

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Electric
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Insert, WoodBurningStove
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Hiking, NearNationalForest
HOA
  • Has HOA: No
Location
  • Region: Yucca Valley

Financial Details

  • Price per Sqft: $170.92
  • Tax Annual Amount: $3687.5
  • On Market Date: 2024-09-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $160,677 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $160,677!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$134,323
Your Cash:$160,677
Total Purchase Price:$295,000

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$792/mo
Traditional @ 7.5%
$1,156/mo
You save $363/month ($4,360/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RS24199250

Listing From:

Last updated: 2024-09-30T17:46:42.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.05%
7.15%

Principal & Interest

$792 /mo
$1,114 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $160,677 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $160,677!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$134,323
Your Cash:$160,677
Total Purchase Price:$295,000

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$792/mo
Traditional @ 7.5%
$1,156/mo
You save $363/month ($4,360/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.