Laura Jewett

Laura Jewett

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$479,000

($69,403 down)
FHA

56579 Zuni Trail, Yucca Valley, CA 92284

4
2
2,329 sqft
PITI Monthly
$3,048.43 /mo

Listing courtesy of: Donald Staff, Oasis Realty Group Inc

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,081 /mo
$2,885 /mo

What's Special

ENTERTAINMENT
DINING
GRANITE COUNTERTOPS
FIREPLACE
EN SUITE BATHROOM
WET BAR

Incredible 4 bedroom 2 bathroom home on an A HALF AN ACRE, fully fenced lot, with a DETACHED GARAGE! This home boasts over 2300 ft.² located in a highly sought after neighborhood of Yucca Valley! Enjoy your large living room, incredible kitchen, and an additional bonus space that can be used as a formal living room, den, or formal dining room! This home offers ample space with oversized bedrooms, large bathrooms, and more! The primary bedroom is generously sized with an en suite bathroom, dual vanity and a walk-in shower. The laundry room, that was once a garage, has potential for an office space, storage room, or even a 5TH BEDROOM with a little bit of TLC. This home has incredible updates throughout including a kitchen with custom cabinetry, granite countertops, and more! The living room has a fireplace along with built in shelving, the formal dining room/living room space has a wet bar, perfect for entertainment, along with newer flooring, paint, and hardware throughout. The exterior will not disappoint! This oversized lot not only has an extended driveway leading to your detached garage, you also have ample space with sheds, a chicken coop, and plenty of space for growth! Seller is motivated and has priced to sell!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$3,048.43/mo
Estimated Loan Balance
$535,880
Cash to close
$69,403
Interest Paid
$50,666

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Foothills, Hiking, HorseTrails, Mountainous, Park, Rural, Valley
HOA
  • Has HOA: No
Location
  • Region: Yucca Valley

Financial Details

  • Price per Sqft: $205.67
  • Tax Annual Amount: $5987.5
  • On Market Date: 2024-07-31T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $69,403 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $69,403!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$409,597
Your Cash$69,403
Total Purchase Price:$479,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,081/mo
Traditional @ 7.5%
$2,992/mo
You save $911/month ($10,933/year)

*Secondary financing rates are an estimated value based on input

MLS ID: HD24135287

Listing From:

Last updated: 2025-01-14T02:24:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,081 /mo
$2,885 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $69,403 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $69,403!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$409,597
Your Cash$69,403
Total Purchase Price:$479,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,081/mo
Traditional @ 7.5%
$2,992/mo
You save $911/month ($10,933/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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