Laura Jewett

Laura Jewett

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Pending

$472,000

($143,923 down)
FHA

5656 N 109TH Avenue, Phoenix, AZ 85037

5
3
2,947 sqft
PITI Monthly
$2,167.84 /mo

Listing courtesy of: Richard Harless, AZ Flat Fee

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,468 /mo
$2,432 /mo

What's Special

GATED COMMUNITY
DINING
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET

Ready to live in the Gated Community of Vista Diamante? This is your chance to own this two-story home! Be greeted by a welcoming living/dining room ideal for entertaining your guests. Soft carpet and tile floors in the right areas. For an immersive experience, the family room includes surround sound speakers! The kitchen has a center island w/breakfast bar, a walk-in pantry, granite counters, plethora of cabinets, and stainless steel appliances. Upstairs, discover a sizable loft and the laundry room. There are two main bedrooms. The upstairs main bedroom offers an ensuite with dual sinks, a separate tub/shower, and a huge walk-in closet. The downstairs main bedroom boasts an ensuite with a tub/shower combo and walk-in closet. The backyard awaits your landscaping ideas. Must see!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,167.84/mo
Estimated Loan Balance
$331,647
Cash to close
$143,923
Interest Paid
$38,489

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: UNK

Community & HOA

Community
  • Subdivision: CAMELBACK RANCH
  • Features: Gated, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Vista Diamante
  • HOA Amenities: Unknown
  • HOA Fee: $137.81
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $160.16
  • Tax Annual Amount: $3336
  • On Market Date: 2025-01-08T15:40:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $143,923 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $143,923!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$328,077
Your Cash$143,923
Total Purchase Price:$472,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,468/mo
Traditional @ 7.5%
$2,523/mo
You save $1,055/month ($12,655/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6801583

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T23:31:11.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,468 /mo
$2,432 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $143,923 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $143,923!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$328,077
Your Cash$143,923
Total Purchase Price:$472,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,468/mo
Traditional @ 7.5%
$2,523/mo
You save $1,055/month ($12,655/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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