Laura Jewett

Laura Jewett

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Closed

$289,900

($104,893 down)
VA

5645 S 21st Place, Phoenix, AZ 85040

2
2
1,041 sqft
PITI Monthly
$1,111.19 /mo

Listing courtesy of: Eric Williamson, Citiea

Assumed Rate

3.08%
7.15%

Principal & Interest

$852 /mo
$1,351 /mo

What's Special

SERENE
SHOPPING
MODERN
FLEX SPACE
PLAYGROUND

Welcome to 5645 S 21st Pl! This beautifully updated home offers an abundance of space and modern features. A large loft/flex space, located on its own floor, provides endless possibilities—perfect for entertaining, setting up an office, or creating an additional sleeping area. The open kitchen is perfect for both cooking and gathering, and the fresh interior paint, new countertops, and flooring throughout add to the home's appeal. With a new AC system, you'll stay comfortable year-round. Located in a prime spot, this home offers the perfect balance between the vibrant downtown life and the serene beauty of South Mountain. With over 16,000 acres of outdoor space, South Mountain Park provides hiking, mountain biking, and horseback riding trails, as well as the most stunning view of phoenix from Dobbins Lookout. The community itself offers a variety of amenities, including pools, greenbelts, playgrounds, a basketball court, BBQs, ramadas, private security, and more, ensuring a well-rounded lifestyle. With easy access to ASU, I-10, I-17, and US 60, it is simple to navigate throughout the vlley. Grocery shopping is just as convenient with Fry's Food Store, Target, and Walmart Supercenter all nearby, making it quick and easy to pick up your essentials With so much to offer, this home is sure to go quickly!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$1,111.19/mo
Estimated Loan Balance
$186,133
Cash to close
$104,893
Interest Paid
$23,150

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl, Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style:
Materials
  • Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: TREND HOMES

Community & HOA

Community
  • Subdivision: COPPER LEAF
  • Features: Community Pool
HOA
  • Has HOA: Yes
  • HOA Name: Copper Leaf Unit 3
  • HOA Amenities: Unknown
  • HOA Fee: $136
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $278.48
  • Tax Annual Amount: $1312
  • On Market Date: 2024-11-16T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $104,893 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $104,893!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$185,007
Your Cash$104,893
Total Purchase Price:$289,900

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$852/mo
Traditional @ 7.5%
$1,401/mo
You save $549/month ($6,592/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6777347

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-27T16:27:38.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$852 /mo
$1,351 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $104,893 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $104,893!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$185,007
Your Cash$104,893
Total Purchase Price:$289,900

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$852/mo
Traditional @ 7.5%
$1,401/mo
You save $549/month ($6,592/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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