Laura Jewett

Laura Jewett

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Closed

$399,900

($0 down)*
VA

Potential short sale please verify with your agent.

56454 Onaga Trail, Yucca Valley, CA 92284

4
2
1,959 sqft
PITI Monthly
$2,635.72 /mo

Listing courtesy of: Zachary Harris, Harcourts Prime Properties

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,070 /mo
$2,869 /mo

What's Special

INVESTORS
OPEN CONCEPT
SPACIOUS
MOVE-IN READY
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE
DECK
EFFICIENT
SOLAR PANELS

Welcome to 56454 Onaga Trail in Yucca Valley! This stunning, move-in ready single-family home offers a 4.5% VA assumable loan and is nestled amidst the beauty of Joshua trees. Spanning over 1,959 square feet, this turn-key residence features 4 bedrooms and 2 bathrooms, including a versatile fourth bedroom/bonus room and a large enclosed bonus area, perfect for families and investors alike. As you enter the property, you are greeted by mature Joshua trees and a new split rail fence. The home sits on an expansive 18,600 square foot lot, boasting a custom deck with a cowboy soak tub and a fully fenced backyard thoughtfully built around a Joshua Tree. The open concept living area features updated wood laminate flooring and a wood-burning fireplace with a brand-new door, creating a warm and inviting atmosphere. Large French doors, LED lighting throughout, and spacious living areas effortlessly combine style and energy efficiency. The modern kitchen is equipped with stainless steel appliances, including a dishwasher, oven, and smart refrigerator. The well-appointed bathrooms feature subway tile shower/tub combos, rubbed bronze faucets, door handles, and hardware, ensuring a touch of luxury. The primary bedroom includes an en suite bath with a full tub and subway tile surround. The attached 2-car garage and concrete driveway offer ample parking, with additional potential for trailer and RV parking. Modern conveniences such as a washer and dryer in the garage, recently installed solar panels, and a connection to the city sewer system as of 2023 enhance the functionality and sustainability of the home. Sidewalks installed by the city in 2023 make it easy to stroll the neighborhood. Located within walking distance of Yucca Valley High School and only minutes from local amenities and the Joshua Tree National Park, this property offers the perfect blend of convenience and natural beauty. Don't miss out on the opportunity to call this spacious, stylish, and energy-efficient property your new home, where you can create lasting memories with family and friends.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$2,635.72/mo
Estimated Loan Balance
$408,635
Cash to close
$0
Interest Paid
$50,386

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Laminate, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1963
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Yucca Valley

Financial Details

  • Price per Sqft: $204.13
  • Tax Annual Amount: $4998.75
  • On Market Date: 2024-06-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$399,900
Your Cash$0
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,070/mo
Traditional @ 7.5%
$2,976/mo
You save $906/month ($10,873/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24116713

Listing From:

Last updated: 2024-09-22T19:11:56.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,070 /mo
$2,869 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$399,900
Your Cash$0
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,070/mo
Traditional @ 7.5%
$2,976/mo
You save $906/month ($10,873/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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