Laura Jewett

Laura Jewett

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Closed

$1,650,000

($637,670 down)
VA

563 Pile Street, Ramona, CA 92065

4
4
4,034 sqft
PITI Monthly
$6,721.59 /mo

Listing courtesy of: Peter San Nicolas, Peter San Nicolas, Broker

Assumed Rate

3.51%
7.15%

Principal & Interest

$4,787 /mo
$7,191 /mo

What's Special

REMODELED
SPACIOUS
MODERN
MASTER SUITE

Discover Your Country Retreat 563 Pile Rd., Ramona 4,034 Sq Ft | 4.26 Acres Experience the perfect blend of modern comfort and rural charm in this stunning 2003-built home. Key Features: * Expansive Living: Enjoy spacious living areas, ideal for entertaining or relaxing. * Modern Upgrades: Freshly remodeled with top-of-the-line finishes, from light switches to appliances. * Versatile Space: Attached ADU or dual master suite with a full kitchen offers endless possibilities. * Gourmet Kitchen: Indulge in culinary adventures with an oversized built-in fridge/freezer, Miele coffee station, and commercial-grade range oven. * Outdoor Paradise: Sprawling 4.26-acre lot offers endless opportunities for gardening, recreation, or simply enjoying the peaceful surroundings.   * Oversized Garage: Plenty of room for your vehicles and toys in the generously sized, fully finished three-car garage. Don't miss this opportunity to own your dream home in Ramona. Schedule your private tour today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.51
Remaining Loan Term
27 years, 0 months
Monthly PITI
$6,721.59/mo
Estimated Loan Balance
$1,019,580
Cash to close
$637,670
Interest Paid
$108,926

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir, Electric, EnergyStarQualifiedEquipment, HighEfficiency, Zoned
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: DiningRoom, FamilyRoom, GreatRoom, Outside
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Hiking, HorseTrails, Mountainous
HOA
  • Has HOA: No
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $409.02
  • Tax Annual Amount: $20625
  • On Market Date: 2024-10-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $637,670 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $637,670!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.51% Sellers Rate
$1,012,330
Your Cash$637,670
Total Purchase Price:$1,650,000

Assumed vs Traditional Mortgage

Assumed @ 3.51%
$4,787/mo
Traditional @ 7.5%
$7,459/mo
You save $2,672/month ($32,066/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2409355

Listing From:

Last updated: 2024-12-10T17:13:38.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.51%
7.15%

Principal & Interest

$4,787 /mo
$7,191 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $637,670 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $637,670!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.51% Sellers Rate
$1,012,330
Your Cash$637,670
Total Purchase Price:$1,650,000

Assumed vs Traditional Mortgage

Assumed @ 3.51%
$4,787/mo
Traditional @ 7.5%
$7,459/mo
You save $2,672/month ($32,066/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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