Laura Jewett

Laura Jewett

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Closed

$799,000

($312,737 down)
FHA

5628 Plumas Street, San Diego, CA 92139

4
2
1,413 sqft
PITI Monthly
$3,578.15 /mo

Listing courtesy of: Athelle Singson, NTMR Holdings Inc.

Assumed Rate

2.9%
7.15%

Principal & Interest

$2,162 /mo
$3,508 /mo

What's Special

REMODELED
LANDSCAPED

Step into this beautifully remodeled home, where every detail has been thoughtfully designed with quality and no corners cut. From the stunning interior upgrades to the fully landscaped yard, this property is a true gem. Boasting one of the largest lots in the neighborhood, it offers large space for outdoor enjoyment and even future potential. Priced competitively to sell, this home presents an exceptional value for buyers seeking both comfort and investment. Additionally, the solar system is to be assumed by the new owner, making this an eco-friendly and cost-saving opportunity. Don’t miss out on this exceptional property!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$3,578.15/mo
Estimated Loan Balance
$489,209
Cash to close
$312,737
Interest Paid
$49,603

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: SeeRemarks
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision: San Diego
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $565.46
  • Tax Annual Amount: $9987.5
  • On Market Date: 2024-10-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $312,737 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $312,737!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$486,263
Your Cash$312,737
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$2,162/mo
Traditional @ 7.5%
$3,638/mo
You save $1,477/month ($17,721/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RS24212197

Listing From:

Last updated: 2024-10-17T13:32:11.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$2,162 /mo
$3,508 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $312,737 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $312,737!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$486,263
Your Cash$312,737
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$2,162/mo
Traditional @ 7.5%
$3,638/mo
You save $1,477/month ($17,721/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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