Laura Jewett

Laura Jewett

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Closed

$749,000

($538,258 down)
VA

561 Ann St, El Cajon, CA 92021

3
2
1,372 sqft
PITI Monthly
$1,504.21 /mo

Listing courtesy of: Shaun Mcdonald, Redfin Corporation

Assumed Rate

3.35%
7.15%

Principal & Interest

$1,288 /mo
$1,973 /mo

What's Special

REMODELED
SHOPPING
DINING
HARDWOOD FLOORS
FIREPLACE
PATIO
CHARMING
COZY

Set on an expansive corner lot, this charming home boasts an enclosed front patio and classic original hardwood floors throughout. Recently updated with newer appliances and a kitchen remodel in 2023, it features solid surface countertops and ceiling fans in all rooms for added comfort. With plenty of storage and a unique sunken living room centered around a cozy wood-burning fireplace, this home offers a warm and inviting atmosphere. Both bathrooms have been stylishly remodeled. Seller has updated the sewer line. The detached 2-car garage includes built-in tool storage, perfect for any hobbyist. Located in the heart of El Cajon, you're just moments away from shopping, dining, parks, and with easy access to Interstate 8 and Highway 67. This home is a blend of convenience and charm, ready for its next owner!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.35
Remaining Loan Term
17 years, 10 months
Monthly PITI
$1,504.21/mo
Estimated Loan Balance
$211,439
Cash to close
$538,258
Interest Paid
$103,058

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric, Gas, AtticFan
  • Heating: ForcedAir, Fireplaces, NaturalGas, Wood
Features
  • Materials: CementSiding, LapSiding, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: BlowerFan, LivingRoom, WoodBurning
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: GoodCondition, Vinyl, Wood
Roof
  • Roof: Asphalt, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • CementSiding, LapSiding, Stucco
  • Roof: Asphalt, Shingle
Condition
  • Year Built: 1957
Details
  • Builder:

Community & HOA

Community
  • Subdivision: El Cajon
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $545.92
  • Tax Annual Amount: $
  • On Market Date: 2024-11-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $538,258 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $538,258!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$210,742
Your Cash:$538,258
Total Purchase Price:$749,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$1,288/mo
Traditional @ 7.5%
$2,047/mo
You save $759/month ($9,111/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240026507SD

Listing From:

Last updated: 2024-12-13T19:23:50.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.35%
7.15%

Principal & Interest

$1,288 /mo
$1,973 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $538,258 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $538,258!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$210,742
Your Cash:$538,258
Total Purchase Price:$749,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$1,288/mo
Traditional @ 7.5%
$2,047/mo
You save $759/month ($9,111/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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