Laura Jewett

Laura Jewett

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Active

$399,000

($137,835 down)
FHA

5563 Chinook Drive, Kelseyville, CA 95451

3
3
1,801 sqft
PITI Monthly
$1,625.33 /mo

Listing courtesy of: Iris Angeleri, Pivniska Real Estate Group

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,270 /mo
$1,956 /mo

What's Special

SHOPPING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
FIREPLACE
DECK
PATIO
CHARMING
COZY
TURNKEY

Stunning view of Mt. Konocti from this charming TURNKEY two-story residence nestled in the desirable Kelseyville Riviera community. Built in 2006, this well-maintained split-level home offers flexible living options with stunning features and modern updates spread over 1,801 SQ FT. Upstairs features 3 BEDS, 2 BATHS with newer laminate flooring throughout, partially updated kitchen with granite countertops and new appliances. As you enter, you'll be greeted by a spacious living room complete with a cozy gas fireplace, perfect for relaxing evenings . Adjacent to the living area is a back deck, offering beautiful views of Mt. Konocti and the surrounding hills. The lower level of the home could be used in many ways and is complete with a kitchenette, full bath, laundry area and access to the backyard and garage in addition to having its own access door. Currently being used a preschool but could be a fabulous in law unit or short term rental. The backyard is an entertainers dream with a stamped concrete patio/walkway and unique boulder-style steps that lead to around 800 square feet of vibrant turf complete with string lights and fenced for privacy. Solar on home covers 100% of PGE for approx. only $147/month. Located on a quiet, level street with a side driveway perfect for RV or boat parking. Only a short drive to Riviera Market shopping center, restaurants, local school and to the newly opened Konocti Harbor Resort!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.31
Remaining Loan Term
25 years, 2 months
Monthly PITI
$1,625.33/mo
Estimated Loan Balance
$262,260
Cash to close
$137,835
Interest Paid
$44,077

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces, Propane
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: GoodCondition
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Custom
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Fishing, Lake, Mountainous
HOA
  • Has HOA: Yes
  • HOA Name: Kelseyville Riviera Community Association
  • HOA Amenities: Unknown
  • HOA Fee: $140
  • HOA Frequency: $Annually
Location
  • Region: Kelseyville

Financial Details

  • Price per Sqft: $221.54
  • Tax Annual Amount: $4987.5
  • On Market Date: 2025-01-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $137,835 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $137,835!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$261,165
Your Cash$137,835
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,270/mo
Traditional @ 7.5%
$2,029/mo
You save $759/month ($9,110/year)

*Secondary financing rates are an estimated value based on input

MLS ID: LC25010551

Listing From:

Last updated: 2025-03-31T03:24:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,270 /mo
$1,956 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $137,835 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $137,835!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$261,165
Your Cash$137,835
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,270/mo
Traditional @ 7.5%
$2,029/mo
You save $759/month ($9,110/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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