Laura Jewett

Laura Jewett

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Closed

$329,000

($129,401 down)
FHA

554 Spruce Drive, Hudson, WI 54016

4
3
1,784 sqft
PITI Monthly
$1,594.55 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

3.62%
7.15%

Principal & Interest

$998 /mo
$1,479 /mo

What's Special

LOCATION
DESIRED
SPACIOUS
FIREPLACE
FINISHED BASEMENT
PATIO
COZY

Highly desired 4 bedroom, 3 bath end unit town home with finished basement in Hudson! Relax by the cozy fireplace in the vaulted living room with updated flooring and sliding door to semi-private patio. Enjoy cooking in your kitchen with newer appliances, ample cabinet space and breakfast area. Features include a main floor 1/2 bath, three bedrooms on one level, newer carpet, and a spacious lower level with an extra family room, bedroom, bathroom & additional storage. Plus a great location close to downtown Hudson, the high school, YMCA, and access to I94!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
24 years, 11 months
Monthly PITI
$1,594.55/mo
Estimated Loan Balance
$213,042
Cash to close
$129,401
Interest Paid
$38,314

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Summer Pines
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Summer Pines HOA
  • HOA Amenities: Unknown
  • HOA Fee: $249
  • HOA Frequency: $Monthly
Location
  • Region: Hudson

Financial Details

  • Price per Sqft: $184.42
  • Tax Annual Amount: $3498
  • On Market Date: 2024-07-25T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $129,401 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $129,401!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$199,599
Your Cash$129,401
Total Purchase Price:$329,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$998/mo
Traditional @ 7.5%
$1,534/mo
You save $536/month ($6,433/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6575414

Listing From: northstar

Last updated: 2024-09-20T17:31:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$998 /mo
$1,479 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $129,401 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $129,401!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$199,599
Your Cash$129,401
Total Purchase Price:$329,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$998/mo
Traditional @ 7.5%
$1,534/mo
You save $536/month ($6,433/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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