Laura Jewett

Laura Jewett

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Closed

$549,000

($272,933 down)
FHA

5529 Madrono Place, Atascadero, CA 93422

3
3
1,387 sqft
PITI Monthly
$1,634.51 /mo

Listing courtesy of: Ian Chandler, Home & Ranch Sotheby's Intl

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,254 /mo
$2,038 /mo

What's Special

LOCATION
DINING
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
COZY

Welcome to this adorable, move-in-ready home nestled in the desirable Oakhaven Village in north Atascadero. This well cared for property offers a fresh, clean ambiance. The newly painted interior makes it feel brand new! On the main floor, you’ll find the living room, kitchen, dining area, convenient half bath, garage access, and outdoor space. The kitchen offers granite countertops, stainless steel appliances, and bar seating. The cozy living room has ample light, thanks to the large sliding glass doors that lead to the private back patio. The outdoor space features a new trellis for additional privacy and fresh decomposed granite. This space is a blank canvas just waiting for your personal touch! Upstairs, you’ll find three generously sized bedrooms and two full bathrooms. The primary bedroom offers an en suite bath, walk-in closet, and a large window to let in beautiful natural light. The built-in cabinet just above the stairs provides plenty of additional storage! Additional guest parking is available in the community, along with a cute picnic area perfect for gatherings or weekend family fun. The HOA is excellent and ensures a well-maintained and harmonious environment. With easy freeway access, you’re just 20 minutes from San Luis Obispo and 8 minutes from Paso Robles. This is a fantastic opportunity to own a beautiful home in a prime location. Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$1,634.51/mo
Estimated Loan Balance
$277,241
Cash to close
$272,933
Interest Paid
$36,684

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco, WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Stucco, WoodSiding
  • Roof: Composition
Condition
  • Year Built: 2015
Details
  • Builder:

Community & HOA

Community
  • Subdivision: ATNortheast(10)
  • Features: Curbs, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Oakhaven Village
  • HOA Amenities: Unknown
  • HOA Fee: $90
  • HOA Frequency: $Monthly
Location
  • Region: Atascadero

Financial Details

  • Price per Sqft: $395.82
  • Tax Annual Amount: $
  • On Market Date: 2024-09-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $272,933 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $272,933!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$276,067
Your Cash$272,933
Total Purchase Price:$549,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,254/mo
Traditional @ 7.5%
$2,114/mo
You save $859/month ($10,314/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NS24181327

Listing From:

Last updated: 2024-12-05T05:22:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,254 /mo
$2,038 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $272,933 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $272,933!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$276,067
Your Cash$272,933
Total Purchase Price:$549,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,254/mo
Traditional @ 7.5%
$2,114/mo
You save $859/month ($10,314/year)

*Secondary financing rates are an estimated value based on input

Follow Us
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Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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